Ashe County property record for 417 Long St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 1,461 sqft · built 1999 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (May 2025) |
| Tax Bill | $1,617 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-593 |
| Primary APN | 09263-001-593 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Building Area | 1,461 sqft Heated Area |
| Gross Area | 2,016 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | A-Frame |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 200 ft deep x 85 ft wide |
| Account Number | 103621 |
|---|---|
| Street Address | 417 LONG ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 (.371 A PER 227 156) FROM RUTH S GAMBILL ET |
| Legal Lot Number | 5 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970501 |
Source: Ashe County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3500 HORSESHOE BND, RALEIGH, NC 27613-6829 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 12, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on Record |
| Deed Sale | May 1, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Document Number | 20251820 |
| Deed Book / Page | 572 / 2208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 417 LONG ST, JEFFERSON, NC 28640-9899 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000533/597 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 533/597 |
| Instrument | 5998 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | May 1, 2025 |
| Property Address | 417 LONG ST, JEFFERSON, NC 28640-9899 |
| Document Number | 00572/2208 |
| Book / Page | 572 / 2208 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 1820 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 LONG ST, JEFFERSON, NC 28640-9899 |
| Name | Verified Name |
|---|---|
| Address | 3500 HORSESHOE BND, RALEIGH, NC 27613-6829 |
| Document Number | 0000001821 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 1821 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Dec 12, 2018 |
| Property Address | 417 LONG ST, JEFFERSON, NC 28640-9899 |
| Document Number | 00496/2314 |
| Book / Page | 496 / 2314 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 5457 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 PINEY CREEK RD, LANSING, NC 28643-9146 |
| Document Number | 00496/2316 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 496/2316 |
| Instrument | 5458 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | May 1, 2023 |
| Index | Other |
Source: Ashe County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,617.00 (+4.73%) | $210,100 (-) Land $25,000 Building $185,100 | $210,100 (-) Land $25,000 Building $185,100 |
| 2023 | $1,544.00 (+17.68%) | $210,100 (+68.08%) Land $25,000 Building $185,100 | $210,100 (+68.08%) Land $25,000 Building $185,100 |
| 2022 | $1,312.00 | $125,000 Land $12,000 Building $113,000 | $125,000 Land $12,000 Building $113,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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