Ashe County property record for 401 Long St, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,248 sqft · built 1985 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,698 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09263-001-600 |
| Primary APN | 09263-001-600 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 2,248 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | A-Frame |
| Lot Area | 16,500 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Account Number | 2385 |
|---|---|
| Old Parcel Number | 09263001600 |
| Street Address | 401 LONG ST |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 FROM REVA S BARD; DOROTHY S COPE; RUTH S GAM |
| Legal Subdivision | CITY OF JEFFERSON JEFFERSON TOWNSHIP |
| Legal Lot Number | 3 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970501 |
401 Long St is owned and occupied by two individuals.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 LONG ST, JEFFERSON, NC 28640-9899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 401 LONG ST, JEFFERSON, NC 28640-9899 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000505/183 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 505/183 |
| Instrument | 4346 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 401 LONG ST, JEFFERSON, NC 28640-9899 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00539/2289 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 539/2289 |
| Instrument | 1676 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 401 Long St was $1,698, up 5.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Municipality | Jefferson Town |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,698.00 (+5.73%) | $208,100 (-) Land $25,000 Building $183,100 | $208,100 (-) Land $25,000 Building $183,100 |
| 2025 | $1,606.00 | $208,100 Land $25,000 Building $183,100 | $208,100 Land $25,000 Building $183,100 |
| 2023 | $1,533.00 (+17.92%) | $208,100 (+68.91%) Land $25,000 Building $183,100 | $208,100 (+68.91%) Land $25,000 Building $183,100 |
| 2022 | $1,300.00 | $123,200 Land $12,000 Building $111,200 | $123,200 Land $12,000 Building $111,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Long St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Long St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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