417 Georgetown Rd, Midway, KY 40347 Property Records

Woodford County property record for 417 Georgetown Rd, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details912 sqft
Lot Size1.02 acres (44,823 sqft)
OwnerIndividual Name on Record
Last Sale$109,082 (May 2019)
Tax Bill$2,459 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN38-0000-004-01

Property Details

APN / Parcel Number

Primary APN38-0000-004-01
Alternative APN
  • 32140

Interior

Building Area912 sqft Living Area

Exterior

Lot Area44,823 sqft (1.02 acres)
Garage Area720 sqft
Parking Spaces7 Parking Spaces
PorchPorch
Porch Area160 sqft

Location & Zoning

Account Number32140
Street Address417 GEORGETOWN RD
CityMIDWAY
StateKY
Zip40347-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1001
Census Tract50400

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS COMMERCE BANK
Mar 2, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS COMMERCE BANK
Jun 3, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS COMMERCE BANK
May 31, 2019Special Warranty Deed, Transfer
SOJOURNERS TITLE AGENCY
Sep 25, 2018Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Document Number79559
Deed Book / PageD313 / 280
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M905/206
DateApr 5, 2021
Book PageM905/206
Instrument97356
Lender
NameCITIZENS COMMERCE BANK
TypeBank
AddressVERSAILLES, KY 40383
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700

Mortgage

Document Number00M941/114
DateMar 2, 2022
Book PageM941/114
Instrument131570
Lender
NameCITIZENS COMMERCE BANK
TypeBank
AddressVERSAILLES, KY 40383
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueFeb 24, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700

Mortgage

Document Number00M948/683
DateJun 3, 2022
Book PageM948/683
Instrument143770
Lender
NameCITIZENS COMMERCE BANK
TypeBank
AddressVERSAILLES, KY 40383
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWOODFORD KY
Recording DateMay 31, 2019
Property Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700
Document Number00D313/280
Book / PageD313 / 280
Map ReferenceCAB B SL 81
Instrument DateApr 30, 2019
Instrument79559
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$109.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 BENTTLE PLACE #100100, 100100, GREENVILLE, SC 29601

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700

September 2018: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionWOODFORD KY
Recording DateSep 25, 2018
Property Address417 GEORGETOWN RD, MIDWAY, KY 40347-9700
Document Number00D309/391
Book / PageD309 / 391
Map ReferenceCAB B SL 81
Instrument DateSep 12, 2018
Instrument62957
Transaction TypeForeclosure
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,459.00 (+50.77%)$250,000 (+66.67%)$250,000 (+66.67%)
2023$1,631.00$150,000$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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