315 Georgetown Rd, Midway, KY 40347 Property Records

Woodford County property record for 315 Georgetown Rd, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,354 sqft
Lot Size15.8 acres (688,684 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Apr 2026)
Tax Bill$1,650 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN38-0000-030-00

Property Details

APN / Parcel Number

Primary APN38-0000-030-00
Alternative APN
  • 12519

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Lot Area688,684 sqft (15.8 acres)
Garage Area728 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Location & Zoning

Account Number12519
Street Address315 GEORGETOWN RD
CityMIDWAY
StateKY
Zip40347-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description1 STORY
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1001
Census Tract50400

Owner

315 Georgetown Rd is owned by two individuals who bought it in April 2026.

Source: Woodford County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address158 W LEESTOWN RD, MIDWAY, KY 40347-9771
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Deed Document Number2026295037
Deed Book / Page358 / 307
Prior Transfer DateDec 22, 2025
Prior Transfer Doc0000287013
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateApr 30, 2026
Property Address315 GEORGETOWN RD, MIDWAY, KY 40347-9700
Document Number0000295037
Book / Page358 / 307
Instrument DateApr 24, 2026
Instrument2026295037
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyBEST TITLE AGENCY, BESTITLE TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 W LEESTOWN RD, MIDWAY, KY 40347-9771

Mortgage

Document Number0M1027/196,
DateApr 30, 2026
Book Page1027/196
Instrument2026295037
Lender
NameCUMBERLAND VALLEY NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 315 Georgetown Rd was $1,650.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,650.00$165,500$165,500
2023$1,354.00$123,500$123,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Georgetown Rd

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