St. Louis County property record for 417 Elk St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 3,449 sqft · built 2023 |
| Lot Size | 1.95 acres (85,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Mar 2023) |
| Tax Bill | $9,700 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2010-00555 |
| Primary APN | 010-2010-00555 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,449 sqft Gross Area |
| 1st Floor Area | 2,392 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 85,201 sqft |
| Garage Area | 1,574 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 240 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1145759 |
|---|---|
| Street Address | 417 ELK ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28, BLOCK 2 AND LOT 29, BLOCK 2, EXCEPTTHE WEST 160.10 FEET THEREOF. SERIAL # |
| Legal Block | 2 |
| Legal Lot Number | 28-29 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 100 |
417 Elk St is owned by an individual who bought it in March 2023.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4048 NELSON RD, DULUTH, MN 55803-2722 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Deed Document Number | 20231518003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 417 ELK ST, DULUTH, MN 55803-1404 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 412 ELMK ST, DULUTH, MN 55803-1412 |
| Document Number | 0001071743 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 1071743 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jun 28, 2024 |
The 2026 property tax bill for 417 Elk St was $9,700.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,700.00 | ||
| 2025 | $658,900 (+30.37%) Land $80,600 Building $578,300 | $658,900 (+30.37%) Land $80,600 Building $578,300 | |
| 2024 | $505,400 Land $72,700 Building $432,700 | $505,400 Land $72,700 Building $432,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Elk St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Elk St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures