417 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 417 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	2,138 sqft (0.049 acres)
Last Sale	$50,000 (2022)
Tax Bill	$1,810.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.00414.00`

Interior

Units	2 Units

Exterior

Lot Area	2,138 sqft (0.049 acres)

Location & Zoning

Street Address	417 E SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56304-0746
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	SECT-36 TWP-036 RANGE-031 AUDITORS 1913 SUBD BLK 'D' LOT-011
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	AUDITORS 1913 SUBD BLK 'D
Legal Lot Number	11
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5032
Census Tract	21201

Owner

Source: Benton County records · APN 17.00414.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2205 STEPHENS WAY, SAINT CLOUD, MN 56301-5035
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2022	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL MINNESOTA CU
Jun 01, 2022	Warranty Deed, Transfer · Commercial Mortgage CENTRAL MINNESOTA CU
Jan 02, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Prior Sale	Jan 02, 2020 · Amount on Record
Deed Doc Number	2022460903
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	417 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0746
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000460905
Date	Jun 01, 2022
Instrument	460905

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	MELROSE, MN 56352

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 01, 2022
Property Address	417 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0746
Document Number	0000460903
Instrument Date	May 31, 2022
Instrument	460903
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 STEPHENS WAY, SAINT AUGUSTA, MN 56301-5035

Mortgage

Document Number	0000460904
Date	Jun 01, 2022
Instrument	460904

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union
Address	MELROSE, MN 56352

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2037

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 02, 2020
Property Address	417 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0746
Document Number	440540
Instrument Date	Dec 30, 2019
Instrument	440540
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$445.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 75TH AVE NE, SAUK RAPIDS, MN 56379-9645

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,810.00 (+58.77%)	$135,000 (+181.25%) Land $11,000 Building $124,000	$135,000 (+181.25%) Land $11,000 Building $124,000
2023	$1,140.00	$48,000 Land $11,000 Building $37,000	$48,000 Land $11,000 Building $37,000

417 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on E Saint Germain St

Nearby Streets

Search Property Records by Address or Parcel Number