Benton County property record for 416 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 2,400 sqft (0.055 acres) |
| Last Sale | $220,000 (2024) |
| Tax Bill | $410.00 (2026) |
| Primary APN | 17.00145.00 |
|---|
| Units | 2 Units |
|---|
| Lot Area | 2,400 sqft (0.055 acres) |
|---|
| Street Address | 416 E SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0745 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-008 BLOCK-002 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | EAST ST CLOUD |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5037 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00145.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1000 ACACIA DR S, ANNANDALE, MN 55302-3494 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 17, 2024 | Warranty Deed, Transfer · Commercial Mortgage HOME STATE BANK |
| Jul 05, 2019 | Warranty Deed, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Jul 05, 2019 | Warranty Deed, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Mar 28, 2024 · Amount on Record |
| Deed Doc Number | 2024471323 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 17, 2024 |
| Property Address | 416 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0745 |
| Document Number | 0000471323 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 471323 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2024 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 ACACIA DRIVE S, ANNANDALE, MN 55302 |
| Document Number | 0000471324 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 471324 |
| Name | HOME STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 10, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jul 05, 2019 |
| Property Address | 416 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0745 |
| Document Number | 0000436797 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 436797 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 1514 13TH AVE S, SAINT CLOUD, MN 56301-5601 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jul 05, 2019 |
| Property Address | 416 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0745 |
| Document Number | 0000436796 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 436796 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $326.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1514 13TH AVE S, SAINT CLOUD, MN 56301-5601 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410.00 (+13.26%) | $18,000 (-) Land $18,000 | $18,000 (-) Land $18,000 |
| 2025 | $362.00 (-1.09%) | $18,000 (-) Land $18,000 | $18,000 (-) Land $18,000 |
| 2023 | $366.00 | $18,000 Land $18,000 | $18,000 Land $18,000 |
416 E Saint Germain St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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