Mercer County property record for 417 E Plum St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,394 sqft · built 1940 |
| Lot Size | 0.163 acres (7,128 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,000 (Dec 2023) |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2009 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-086300.0000 |
| Primary APN | 05-086300.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Basement Area | 562 sqft |
| Unfinished Basement | 562 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 7,128 sqft (0.163 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Street Address | 417 E PLUM ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD RTS: 000-00-00 LOT#: 482 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 482 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CU INC |
| Sep 30, 2009 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Sep 18, 2024 | Transfer on Death Deed, Transfer |
| Dec 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU INC |
| Mar 3, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Deed Document Number | 20234761 |
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 0000003465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 417 EPLUM ST, COLDWATER, OH 45828 |
| Document Number | 202500004287 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 202500004287 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900006700 |
|---|---|
| Date | Sep 30, 2009 |
| Instrument | 200900006700 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 20, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 18, 2024 |
| Property Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202400003465 |
| Instrument Date | Sep 17, 2024 |
| Instrument | 202400003465 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 1, 2023 |
| Property Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202300004761 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 202300004761 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202300004762 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 202300004762 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 3, 2022 |
| Property Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202200001061 |
| Map Reference | VOL 230 PG 620 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 202200001061 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 E PLUM ST, COLDWATER, OH 45828-1351 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,872.00 | $56,250 (-) Land $6,230 Building $50,020 | |
| 2024 | $1,872.00 (+21.8%) | $56,250 (-) Land $6,230 Building $50,020 | |
| 2023 | $1,537.00 (+34%) | $56,250 (+40.7%) Land $6,230 Building $50,020 | $160,700 (+40.72%) Land $17,800 Building $142,900 |
| 2022 | $1,147.00 | $39,980 Land $4,660 Building $35,320 | |
| 2020 | $114,200 Land $13,300 Building $100,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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