Mercer County property record for 413 E Plum St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 898 sqft · built 1942 |
| Lot Size | 0.163 acres (7,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,333 (May 2024) |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-086200.0000 |
| Primary APN | 05-086200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 898 sqft Living Area |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 7,128 sqft (0.163 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Street Address | 413 E PLUM ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD LOT#: 481 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 481 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 967700 |
Source: Mercer County assessment roll, as of February 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 E PLUM ST, COLDWATER, OH 45828-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Warranty Deed, Transfer · ARM THE FARMERS STATE BANK |
| Aug 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Prior Sale | Nov 8, 2002 · Amount on Record |
| Deed Document Number | 20241575 |
| Prior Transfer Date | Aug 5, 2021 |
| Prior Transfer Doc | 0000004973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 1, 2024 |
| Property Address | 413 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202400001575 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 202400001575 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202400001576 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 202400001576 |
| Name | THE FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 11, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 11, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 14.7% |
| Document Number | 202400001577 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 202400001577 |
| Name | THE FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, OH 45331 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 11, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 11, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Index | 12-Month MTA |
| Max Rate | 16.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 11, 2021 |
| Property Address | 413 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202100004973 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 202100004973 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11129 CONCORDIA DR, DENHAM SPRINGS, LA 70726-6968 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 | $36,370 (-) Land $6,230 Building $30,140 | |
| 2024 | $1,240.00 (+1.81%) | $36,370 (-) Land $6,230 Building $30,140 | |
| 2023 | $1,218.00 (+10.23%) | $36,370 (+23.83%) Land $6,230 Building $30,140 | $103,900 (+23.84%) Land $17,800 Building $86,100 |
| 2022 | $1,105.00 | $29,370 Land $4,660 Building $24,710 | |
| 2020 | $83,900 Land $13,300 Building $70,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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