417 E 3rd St, Rocky Top, TN 37769 Property Records

Anderson County property record for 417 E 3rd St, Rocky Top, TN 37769

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,294 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Tax Bill$440 (2024)
Deeds & MortgagesJan 2024 Line of Credit
Jan 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018D-G-020.00

Property Details

APN / Parcel Number

Primary APN018D-G-020.00
Alternative APNs
  • 12018E G 018D 020.00 000
  • 12018EG018D02000
  • 001018D G 02000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1977
Architectural StyleL-Shape
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area266 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area576 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address417 E 3RD ST
CityROCKY TOP
StateTN
Zip37769-2243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHORNSBY SUB BLK: 1 LOT: 3 49.7X120 IRR.
Legal SubdivisionHORNSBY SUB
Legal Block1
Legal Lot Number3
JurisdictionANDERSON TN
Township / Civil Division4
Census Block Group2
Census Block2013
Census Tract20800

Owner

Source: Anderson County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address417 E 3RD ST, ROCKY TOP, TN 37769-2243
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Deed of Trust, Mortgage · Line of Credit
Y-12 FCU
Jan 20, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jul 18, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 26, 2025
Transfer Doc0018820932
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDERSON TN
Property Address417 E 3RD ST, ROCKY TOP, TN 37769-2243
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018310173
DateJan 2, 2024
Book Page1831/173
Instrument24000058
Lender
NameY-12 FCU
TypeCredit Union
AddressOAK RIDGE, TN 37831
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANDERSON TN
Recording DateJan 20, 2026
Property Address417 E 3RD ST, ROCKY TOP, TN 37769-2243
Document Number0018820932
Book / Page1882 / 932
Instrument DateDec 26, 2025
Instrument26000595
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 E 3RD ST, ROCKY TOP, TN 37769-2243

Mortgage

Document Number0026000596
DateJan 20, 2026
Instrument26000596
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANDERSON TN
Recording DateJul 18, 2022
Property Address417 E 3RD ST, ROCKY TOP, TN 37769-2243
Document Number0017980362
Book / Page1798 / 362
Instrument DateJul 17, 2022
Instrument22008026
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 E 3RD ST, LAKE CITY, TN 37769-2243

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyAnderson County
MunicipalityRocky Top City
Unified School DistrictAnderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,025 (+73.28%) Land $4,300 Building $24,725$116,100 (+73.28%) Land $17,200 Building $98,900
2024$440.00
2023$16,750 Land $2,300 Building $14,450
2020$67,000 Land $9,200 Building $57,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1993–1998)
Claims Outside the SFHA3 of 5
Most Recent ClaimApr 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, Apr 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 63% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKY TOP WATER DEPT
serves 1,963 people · EPA ID TN0000383
Water SourcePurchased surface water from ANDERSON COUNTY W.A.
Last State InspectionDec 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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