412 E 3rd St, Rocky Top, TN 37769 Property Records

Anderson County property record for 412 E 3rd St, Rocky Top, TN 37769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2024
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`001018D D 01800`

Property Details

APN / Parcel Number

Primary APN	`001018D D 01800`
Alternative APNs	`12018E D 018D 018.00 000` `018D D 01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	798 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Porch	Open Porch
Porch Area	180 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	12018E D 018D 018.00 000
Street Address	412 E 3RD ST
City	ROCKY TOP
State	TN
Zip	37769-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12; SUBDIVISION: HORNSBY; LOT: 1; BLOCK: 2
Legal Subdivision	HORNSBY SUB
Legal Block	2
Legal Lot Number	1 12
Jurisdiction	ANDERSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	20800

Owner

Source: Anderson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 E 3RD ST, LAKE CITY, TN 37769-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · FHA Mortgage GENWAY HOME MORTGAGE INC
Jul 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	25013340
Deed Book / Page	1878 / 149
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Nov 25, 2025
Property Address	412 E 3RD ST, ROCKY TOP, TN 37769-2242
Document Number	0018780149
Book / Page	1878 / 149
Map Reference	CAB I SL 24-C
Instrument Date	Nov 21, 2025
Instrument	25013340
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ADMIRAL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E 3RD ST, LAKE CITY, TN 37769-2242

Mortgage

Document Number	0025013341
Date	Nov 25, 2025
Instrument	25013341

Lender

Name	GENWAY HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0018780169
Date	Nov 25, 2025
Book Page	1878/169
Instrument	25013342

Lender

Name	GENWAY HOME MORTGAGE INC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Jul 10, 2023
Property Address	412 E 3RD ST, ROCKY TOP, TN 37769-2242
Document Number	0018200792
Book / Page	1820 / 792
Map Reference	MB 1647 PG 1397
Instrument Date	Jul 10, 2023
Instrument	23005383
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 RAILROAD AVE, LAKE CITY, TN 37769-2074

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Rocky Top City
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$67,650 (+2,841.3%) Land $4,300 Building $63,350	$270,600 (+2,841.3%) Land $17,200 Building $253,400
2024	$2,300 (-) Land $2,300
2023	$2,300 Land $2,300
2020		$9,200 Land $9,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1993–1998)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, Apr 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY TOP WATER DEPT serves 1,963 people · EPA ID TN0000383
Water Source	Purchased surface water from ANDERSON COUNTY W.A.
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

412 E 3rd St, Rocky Top, TN 37769 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 3rd St

Nearby Streets

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