Schenectady County and Schenectady City property record for 417 Cora St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1920 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jul 2026) |
| Tax Bill | $4,746 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.51-6-20 |
| Primary APN | 421500 48.51-6-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Porch | Porch |
| Porch Area | 200 sqft |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 CORA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 66 2 WOOD AND GARAGE |
| Legal Subdivision | MAP OF LANDS BELONGING TO J W H GRUPE |
| Legal Block | 6 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 57A EDGEWOOD AVE, ALBANY, NY 12203-2131 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage ARROW AMERICAN BANK |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Feb 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Feb 8, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage BROADVIEW FCU |
| Jan 18, 2018 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Jan 18, 2018 · Amount on Record |
| Deed Document Number | 202615502 |
| Deed Book / Page | 2175 / 365 |
| Prior Transfer Date | Jan 24, 2023 |
| Prior Transfer Doc | 0000007251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 8, 2026 |
| Property Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000015502 |
| Book / Page | 2175 / 365 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202615502 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NORTHWAY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,740.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000015503, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202615503 |
| Name | ARROW AMERICAN BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000035880 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 5311/882 |
| Instrument | 202335880 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 2, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000062483 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5178/81 |
| Instrument | 202162483 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000007253 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 5288/544 |
| Instrument | 202307253 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 8, 2023 |
| Property Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000007251 |
| Book / Page | 2102 / 462 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 202307251 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Name | Verified Name |
|---|---|
| Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000007252 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 5288/524 |
| Instrument | 202307252 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 18, 2018 |
| Property Address | 417 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000002820 |
| Book / Page | 1979 / 972 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 201802820 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1097 DARBY HILL RD, 1097, DELANSON, NY 12053-2920 |
| Name | Verified Name |
|---|---|
| Address | 1 CIMINO LN APT 2, 2, SCHENECTADY, NY 12306-9602 |
| Document Number | 0000002821 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 4814/592 |
| Instrument | 201802821 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,746.00 (+2.37%) | ||
| 2025 | $4,636.00 (+5.36%) | $88,800 (-) Land $16,400 Building $72,400 | $147,044 (+30.82%) Land $27,157 Building $119,887 |
| 2023 | $88,800 (-) Land $16,400 Building $72,400 | $112,405 (+3.8%) Land $20,759 Building $91,646 | |
| 2022 | $88,800 Land $16,400 Building $72,400 | $108,293 Land $20,000 Building $88,293 | |
| 2021 | $4,400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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