Schenectady County and Schenectady City property record for 413 Cora St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,060 sqft · built 1900 |
| Lot Size | 0.183 acres (7,986 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jan 2021) |
| Tax Bill | $6,710 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.51-6-21 |
| Primary APN | 421500 48.51-6-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Total Area |
| 1st Floor Area | 1,030 sqft |
| 2nd Floor Area | 1,030 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,986 sqft (0.183 acres) |
| Lot Dimensions | 121 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 413 CORA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4138 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 69 2 WOOD & GARAGE |
| Legal Block | 6 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2194 DAISY LN, SCHENECTADY, NY 12309-6449 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Jul 15, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2009 · Amount on Record |
| Deed Document Number | 2021192 |
| Deed Book / Page | 2049 / 227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 4, 2021 |
| Property Address | 413 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000000192 |
| Book / Page | 2049 / 227 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 202100192 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 CORA ST, 413, SCHENECTADY, NY 12306-4138 |
| Name | Verified Name |
|---|---|
| Address | 2194 DAISY LN, SCHENECTADY, NY 12309-6449 |
| Document Number | 0000000193 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 202100193 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 413 CORA ST, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000035592 |
| Book / Page | 004779 / 000176 |
| Instrument Date | Jul 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 413 CORA ST SCHENECTADY NY 123064138, SCHENECTADY, NY 12306-4138 |
| Document Number | 0000035592 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 004779/000176 |
| Instrument | 35592 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,710.00 (+6.75%) | $118,500 (-) Land $17,800 Building $100,700 | $196,225 (+30.82%) Land $29,475 Building $166,750 |
| 2023 | $118,500 (-) Land $17,800 Building $100,700 | $150,000 (+3.8%) Land $22,532 Building $127,468 | |
| 2022 | $118,500 Land $17,800 Building $100,700 | $144,512 Land $21,707 Building $122,805 | |
| 2021 | $6,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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