Brunswick County property record for 417 Cobia St, Sunset Beach, NC 28468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,110 sqft · built 2022 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Mar 2021) |
| Tax Bill | $4,610 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Mar 2021 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 263BL002 |
| Primary APN | 263BL002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,110 sqft Heated Area |
| Gross Area | 3,001 sqft |
| 1st Floor Area | 539 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,358 sqft (0.123 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80108463 |
|---|---|
| Street Address | 417 COBIA ST |
| City | SUNSET BEACH |
| State | NC |
| Zip | 28468-4060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR2 |
| Legal Description | L-181 B-15R SUNSET BEACH PLAT 77/75 |
| Legal Subdivision | SUNSET BEACH |
| Legal Block | 15R |
| Legal Lot Number | 181 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20512 |
417 Cobia St is owned by two individuals who bought it in March 2021.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1348 MOUNTAIN CIRCLE DR, LENOIR, NC 28645-9141 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Construction Mortgage CAROLINA FARM CREDIT ACA |
| Mar 25, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 2, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on File |
| Deed Sale | Mar 25, 2021 · Amount on File |
| Deed Book / Page | 4579 / 910 |
| Prior Transfer Date | Jul 14, 2020 |
| Prior Transfer Doc | 0044140911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 417 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1348 MOUNTAIN CIRCLE DR, LENOIR, NC 28645-9141 |
| Document Number | 0048200981 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 4820/981 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27408 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 25, 2021 |
| Property Address | 417 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 0045790910 |
| Book / Page | 004579 / 000910 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1348 MOUNTAIN CIRCLE DR LENOIR NC 286459141, LENOIR, NC 28645-9141 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 10, 2020 |
| Property Address | 417 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 0044140911 |
| Book / Page | 004414 / 000911 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9 COVENTRY LN SMITHTOWN NY 117873886, SMITHTOWN, NY 11787-3886 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 2, 2018 |
| Property Address | 417 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 0041211261 |
| Book / Page | 004121 / 001261 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 435 SHORELINE DR W SUNSET BEACH NC 284684303, SUNSET BEACH, NC 28468-4303 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 417 Cobia St was $4,610, up % from the year before.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Sunset Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $838,620 (-) Land $226,100 Building $612,520 | $838,620 (-) Land $226,100 Building $612,520 | |
| 2025 | $4,610.00 (+0.02%) | $838,620 Land $226,100 Building $612,520 | $838,620 Land $226,100 Building $612,520 |
| 2024 | $4,609.00 | ||
| 2023 | $633,960 Land $226,100 Building $407,860 | $633,960 Land $226,100 Building $407,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Cobia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 970 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,102 units insured incl. 132 condo units |
| Nearby Flood Claims | 210 (1979–2022) |
| Claims Outside the SFHA | 6 of 210 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Cobia St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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