Brunswick County property record for 413 Cobia St, Sunset Beach, NC 28468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,388 sqft · built 2021 |
| Lot Size | 0.134 acres (5,874 sqft) |
| Owner | 2 Companies on Record |
| Last Sale | $105,000 (Dec 2014) |
| Tax Bill | $6,166 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 263BL026 |
| Primary APN | 263BL026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,388 sqft Heated Area |
| Gross Area | 5,272 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 5,874 sqft (0.134 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80035024 |
|---|---|
| Street Address | 413 COBIA ST |
| City | SUNSET BEACH |
| State | NC |
| Zip | 28468-4060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR2 |
| Legal Description | L-183 B-15R SUNSET BEACH PLAT 77/75 |
| Legal Subdivision | RE PLAT OF SUBDIVISION OF SUNSET BEACH |
| Legal Block | 15R |
| Legal Lot Number | 183 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20512 |
Source: Brunswick County assessment roll, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Companies on Record |
|---|---|
| Mailing Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 4, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage ANDERSON BROTHERS BANK |
| Nov 2, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2014 · Amount on Record |
| Deed Sale | Dec 17, 2014 · Amount on Record |
| Deed Book / Page | 3596 / 609 |
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0055710532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 5571000532 |
| Book / Page | 5571 / 532 |
| Instrument Date | Jun 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 0055710532 |
| Book / Page | 5571 / 532 |
| Instrument Date | Jun 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 0054810559 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 5481/559 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049370485 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 4937/485 |
| Name | ANDERSON BROTHERS BANK |
|---|---|
| Type | Bank |
| Address | MULLINS, SC 29574 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045700128 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 4570/128 |
| Name | ANDERSON BROTHERS BANK |
|---|---|
| Type | Bank |
| Address | MULLINS, SC 29574 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 2, 2018 |
| Property Address | 413 COBIA ST, SUNSET BEACH, NC 28468-4060 |
| Document Number | 0041211261 |
| Book / Page | 004121 / 001261 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 435 SHORELINE DR W SUNSET BEACH NC 284684303, SUNSET BEACH, NC 28468-4303 |
| Investor | Possibly a Property Investor |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Sunset Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,166.00 | $1,108,740 (-) Land $226,100 Building $882,640 | $1,108,740 (-) Land $226,100 Building $882,640 |
| 2023 | $1,108,740 Land $226,100 Building $882,640 | $1,108,740 Land $226,100 Building $882,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 970 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,102 units insured incl. 132 condo units |
| Nearby Flood Claims | 210 (1979–2022) |
| Claims Outside the SFHA | 6 of 210 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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