413 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 413 Carmel Dr, Melbourne, FL 32940 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,021 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Oct 2025)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`26-36-11-77-*-27`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-77-*-27`
Alternative APNs	`26-36-11-77-00000.0-0027.00` `2615168`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,021 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	2,021 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	499 sqft
Porch	Screened/Unfinished Porch
Porch Area	383 sqft
Deck Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2615168
Street Address	413 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION LAKE VILLAS UNIT TWO LOT 27
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	MISSION LAKE VILLAS UNIT TWO
Legal Lot Number	27
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3006
Census Tract	63109

Owner

Source: Brevard County records · APN 26-36-11-77-*-27

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 CARMEL DR, MELBOURNE, FL 32940-7779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Jul 17, 2001 · Amount on Record
Deed Document Number	2025209516
Deed Book / Page	10458 / 53
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 17, 2025
Property Address	413 CARMEL DR, MELBOURNE, FL 32940-7779
Document Number	0104580053
Book / Page	10458 / 53
Map Reference	MB 38 PG 53
Instrument Date	Oct 08, 2025
Instrument	2025209516
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	DOCKSIDE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 W DANIEL CT, FARMINGTON, UT 84025-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CARMEL DR, MELBOURNE, FL 32940-7779

Mortgage

Document Number	0001045855
Date	Oct 17, 2025
Instrument	10458/55

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,480 (+102.72%)	$383,480 (-2.13%)
2025	$2,645.00 (+8.8%) Homeowner's exemption	$189,170 (+2.9%)	$391,820 (-3.86%) Land $75,000 Building $316,820
2024	$2,431.00 (+2.1%) Homeowner's exemption	$183,840 (+3%)	$407,560 (-5%) Land $85,000 Building $322,560
2023	$2,381.00 (+7.45%) Homeowner's exemption	$178,490 (+2.99%)	$429,030 (+14.18%) Land $105,000 Building $324,030
2022	$2,216.00 Homeowner's exemption	$173,300	$375,750 Land $95,000 Building $280,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090631093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 149 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.