Guadalupe County property record for 417 Carlow, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,062 sqft · built 2012 |
| Lot Size | 0.161 acres (7,039 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,185 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G-3995-E110-02300-000 |
| Primary APN | 1G-3995-E110-02300-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,482 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,039 sqft (0.161 acres) |
| Lot Dimensions | 125 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 139 sqft |
| Deck Area | 104 sqft |
| Patio Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Account Number | 000000298240 |
|---|---|
| Old Parcel Number | 1G3995E11002300000 |
| State | TX |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNING STONE UNIT-E1 BLOCK 10 LOT 23 0.1616 AC |
| Legal Subdivision | TURNING STONE UNIT-E1 |
| Legal Tract | 23 |
| Legal Block | 10 |
| Legal Lot Number | 23 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 210713 |
417 Carlow is owned by an individual who acquired it in April 2024.
Source: Guadalupe County records, as of October 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Vendor's Lien, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 3, 2020 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MTG |
| Jan 26, 2017 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 |
| Deed Sale | Apr 11, 2024 |
| Prior Sale | Jan 3, 2020 |
| Deed Document Number | 202499008098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 11, 2024 |
| Property Address | 417 CARLOW, CIBOLO, TX 78108-1941 |
| Document Number | 0099008098 |
| Map Reference | VOL 7 PG 778 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 202499008098 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CANLOW, CIBOLO, TX 78108-1941 |
| Document Number | 0099008099 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 202499008099 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 3, 2020 |
| Property Address | 417 CARLOW, CIBOLO, TX 78108-1941 |
| Document Number | 0000000156 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 156 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 CARLOW CIBOLO TX 781081941, CIBOLO, TX 78108-1941 |
| Document Number | 157 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 157 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 26, 2017 |
| Property Address | 417 CARLOW, CIBOLO, TX 78108-1941 |
| Document Number | 0000002006 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 2006 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CARLOW CIBOLO TX 781081941, CIBOLO, TX 78108-1941 |
| Document Number | 2007 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 2007 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2047 |
Source: Guadalupe County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,368 Land $42,062 Building $309,306 | $351,368 Land $42,062 Building $309,306 | |
| 2024 | $4,185.00 | ||
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $397,068 Land $56,267 Building $340,801 | $397,068 Land $56,267 Building $340,801 |
| 2022 | $6,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Carlow in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Carlow is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.
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