Guadalupe County property record for 413 Carlow, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,453 sqft · built 2012 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,078 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G-3995-E110-02200-000 |
| Primary APN | 1G-3995-E110-02200-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,453 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 6,451 sqft (0.148 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000000281006 |
|---|---|
| Street Address | 413 CARLOW |
| City | CIBOLO |
| State | TX |
| Zip | 78108-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNING STONE UNIT-E1 BLOCK 10 LOT 22 0.1481 AC 50.00000% UNDIVIDED INTEREST |
| Legal Subdivision | TURNING STONE UNIT-E1 |
| Legal Tract | 22 |
| Legal Block | 10 |
| Legal Lot Number | 22 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 210713 |
Source: Guadalupe County records · APN 1G-3995-E110-02200-000
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12222 NICHOLAS MANOR, SAN ANTONIO, TX 78258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage BRIDGEWAY LENDING PARTNERS LLC |
| Oct 18, 2021 | Vendor's Lien, Transfer · Line of Credit HOMETOWN EQUITY MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2025 |
| Deed Sale | Oct 01, 2025 |
| Prior Sale | Oct 18, 2021 |
| Deed Document Number | 202599024627 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 01, 2025 |
| Property Address | 413 CARLOW, CIBOLO, TX 78108-1941 |
| Document Number | 0099024627 |
| Map Reference | VOL 7 PG 778 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 202599024627 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4529 MEADOW CREEK DR, SCHERTZ, TX 78154-3053 |
| Name | Verified Name |
|---|---|
| Address | 12222 NICHOLAS MANOR, SAN ANTONIO, TX 78258 |
| Document Number | 0099024628 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 202599024628 |
| Name | BRIDGEWAY LENDING PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Prepayment Penalty | 00 Months |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 18, 2021 |
| Property Address | 413 CARLOW, CIBOLO, TX 78108-1941 |
| Document Number | 0099035883 |
| Map Reference | VOL 7 PG 778-779 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 202199035883 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2025 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 GLADSTONE ST, CENTER, TX 75935-3408 |
| Name | Verified Name |
|---|---|
| Address | 4529 MEADOW CREEK DR, SCHERTZ, TX 78154-3053 |
| Document Number | 0099035884 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 202199035884 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guadalupe County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, Valley Telephone Cooperative, Inc. (TX).
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREEN VALLEY SUD serves 52,497 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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