417 Broad St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 417 Broad St, Cumberland, RI 02864

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 2,073 sqft · built 1940
Lot Size	0.067 acres (2,919 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Jan 2026)
Tax Bill	$3,131 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9967-84`

Property Details

APN / Parcel Number

Primary APN	`9967-84`
Alternative APN	`CUMB M:007 B:0478 L:000`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Units	5 Units
Stories	2 Stories
Building Area	2,073 sqft Total Area
Gross Area	2,376 sqft
1st Floor Area	768 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,919 sqft (0.067 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9967-84
Street Address	417 BROAD ST
City	CUMBERLAND
State	RI
Zip	02864-7868
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	40
Legal Block	478
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5011
Census Tract	11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lonsdale Historic District listed 1984 · 121 contributing resources · NRIS 84002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

417 Broad St, a commercial property, is owned by a company that bought it in January 2026.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	133 FRANCIS AVE, PAWTUCKET, RI 02860-1505
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer ESPOSITO CAPITAL LLC
Aug 22, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance RFLF 7 LLC
Oct 1, 2019	Warranty Deed, Transfer ESPOSITO CAPITAL LLC
Aug 20, 2018	Deed in Lieu of Foreclosure, Foreclosure
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEVEN J SEAGRAVE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Book / Page	2020 / 427
Prior Transfer Date	Aug 16, 2023
Prior Transfer Doc	0000140239
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 8, 2026
Property Address	417 BROAD ST, CUMBERLAND, RI 02864-7868
Document Number	002020-427
Book / Page	2020 / 427
Instrument Date	Jan 7, 2026
Instrument	153089
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 FRANCIS AVE, PAWTUCKET, RI 02860-1505

Mortgage

Document Number	0000153090
Date	Jan 8, 2026
Instrument	153090

Lender

Name	ESPOSITO CAPITAL LLC

Agreement

Amount	Amount on Record

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 22, 2023
Property Address	417 BROAD ST, CUMBERLAND, RI 02864-7868
Document Number	001962-386
Book / Page	1962 / 386
Instrument Date	Aug 16, 2023
Instrument	140239
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ELIZABETH ST, CUMBERLAND, RI 02864-7701

Mortgage

Document Number	001962-389
Date	Aug 22, 2023
Book Page	1962/389
Instrument	140240

Lender

Name	RFLF 7 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 1, 2019
Property Address	417 BROAD ST, CUMBERLAND, RI 02864-7868
Document Number	1815-299
Book / Page	001815 / 000299
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 BROAD ST CUMBERLAND RI 028647820, CUMBERLAND, RI 02864-7820

Mortgage

Document Number	1815-302
Date	Oct 1, 2019
Book Page	001815/000302

Lender

Name	ESPOSITO CAPITAL LLC
Type	Bank

Agreement

Amount	Amount on Record

August 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 20, 2018
Property Address	417 BROAD ST, CUMBERLAND, RI 02864-7868
Document Number	1781-565
Book / Page	001781 / 000565
Instrument Date	Aug 15, 2018
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 VICTORY HWY NORTH SMITHFIELD RI 028967811, NORTH SMITHFIELD, RI 02896-7811

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	417 BROAD ST, CUMBERLAND, RI 02864-7868
Document Number	1734-388
Book / Page	001734 / 000388
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1734-388
Date	Jan 31, 2017
Book Page	001734/000388

Lender

Name	STEVEN J SEAGRAVE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 417 Broad St was $3,131, down 6.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,131.00 (-6.84%)	$312,800 (+14.2%) Land $93,000 Building $219,800	$426,891
2025	$3,361.00	$273,900 Land $80,500 Building $193,400
2023	$2,103.00 (-15.64%)	$181,000 (+8.84%) Land $80,500 Building $100,500
2022	$2,493.00	$166,300 Land $73,500 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 Broad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 417 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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