415 Broad St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 415 Broad St, Cumberland, RI 02864

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,930 sqft · built 1940
Lot Size0.112 acres (4,879 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Mar 2025)
Tax Bill$1,913 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN1-0028-80

Property Details

APN / Parcel Number

Primary APN1-0028-80
Alternative APNs
  • CUMB M:007 B:0479 L:000
  • 2-0455-50

Interior

Total Rooms1 Room
Units2 Units
Stories2 Stories
Building Area1,930 sqft Total Area
Gross Area2,704 sqft
1st Floor Area1,176 sqft
Basement Area746 sqft
Unfinished Basement746 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCondo/Apartment
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area4,879 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1-0028-80
Street Address415 BROAD ST
CityCUMBERLAND
StateRI
Zip02864-7820
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code40
Legal Block479
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5011
Census Tract11200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lonsdale Historic District
listed 1984 · 121 contributing resources · NRIS 84002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3 LUTHER ST, JOHNSTON, RI 02919-6128
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2025 · Amount on Record
Deed SaleMar 5, 2025 · Amount on Record
Prior SaleJul 26, 1990 · Amount on Record
Deed Document Number2025148214
Deed Book / Page1997 / 370
Record UpdatedOct 29, 2026

July 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Recording DateJul 22, 2026
Property Address415 BROAD ST, CUMBERLAND, RI 02864-7820
Document Number0000156086
Book / Page2035 / 281
Instrument DateJul 21, 2026
Instrument2026156086
Record UpdatedAug 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156086,
DateJul 22, 2026
Book Page2035/281
Instrument2026156086
Lender
NameROCKLAND TRUST COMPANY
Agreement
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,913.00 (-7.54%)$191,100 (+13.35%) Land $95,200 Building $95,900$463,487
2025$2,069.00 (+5.62%)$168,600 (-) Land $82,400 Building $86,200
2023$1,959.00 (-15.63%)$168,600 (+8.84%) Land $82,400 Building $86,200
2022$2,322.00$154,900 Land $75,300 Building $79,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Broad St

Nearby Streets

Search Property Records by Address or Parcel Number