Okaloosa County property record for 417 Benning Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,535 sqft · built 2020 |
| Lot Size | 0.323 acres (14,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $101,900 (Dec 2018) |
| Tax Bill | $6,835 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4763-1 |
| Primary APN | C56-000-589-4763-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,535 sqft Heated Area |
| Gross Area | 5,348 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 14,100 sqft (0.323 acres) |
| Lot Width | 94 ft Width |
| Garage Type | Finished |
| Garage Area | 696 sqft |
| Porch | Open Porch |
| Porch Area | 762 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 417 BENNING DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN COM AT NE COR BLK F 23 S163.6 FT ALG BENNING DR TO POB THC S94 FT W150 FT N94 FT E150 FT TO POB 949-211 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | F |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 417 BENNING DR, DESTIN, FL 32541-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Jul 17, 2020 | Loan Modification, Mortgage · Conventional Mortgage EGLIN FCU |
| Dec 27, 2018 | Warranty Deed, Transfer · VA Mortgage EGLIN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Prior Sale | Sep 7, 2011 |
| Deed Document Number | 3250597 |
| Deed Book / Page | 3379 / 3533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 417 BENNING DR, DESTIN, FL 32541-2413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036212463 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 3621/2463 |
| Instrument | 3549551 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 417 BENNING DR, DESTIN, FL 32541-2413 |
| Document Number | 0034763575 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 417 BENNING DR DESTIN FL 325412413, DESTIN, FL 32541-2413 |
| Document Number | 0034763575 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 003476/003575 |
| Instrument | 3374580 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 417 BENNING DR, DESTIN, FL 32541-2413 |
| Document Number | 0033793533 |
| Book / Page | 3379 / 3533 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 3250597 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | MCGILL ESCROW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $713.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1323, DESTIN, FL 32540-1323 |
| Name | Verified Name |
|---|---|
| Address | 30 WALNUT AVE, SHALIMAR, FL 32579-1120 |
| Document Number | 0003250598 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 3250598 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Oct 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,835.00 (+5.41%) Homeowner's exemption | $616,185 (+5.99%) | $957,839 (+3.39%) Land $145,583 Building $812,256 |
| 2023 | $6,484.00 (+2.29%) Homeowner's exemption | $581,378 (+3%) | $926,435 (+18.43%) Land $132,096 Building $794,339 |
| 2022 | $6,339.00 Homeowner's exemption | $564,445 | $782,273 Land $120,087 Building $662,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures