417 96th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 417 96th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,224 sqft · built 1957
Lot Size0.147 acres (6,420 sqft)
Owner2 Owner Names on File
Last Sale$165,000 (Jul 2010)
Tax Bill$1,867 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00351260-000000

Property Details

APN / Parcel Number

Primary APN00351260-000000
Alternative APNs
  • 06663300351260000000
  • 1428973

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2002
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialUrethane Foam
Lot Area6,420 sqft (0.147 acres)
Lot Dimensions107 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area104 sqft
Patio Area424 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1428973
Old Parcel Number06663300351260000000
Street Address417 96TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 AMENDED PLAT SADOWSKI SUB KEY VACA PB3-77 OR328-349 OR718-757 OR840-852 OR1015-1420 OR1344-496/97 OR2477-987/88
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionSADOWSKI SUBD AMD
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

The current owner of 417 96th St Ocean bought it in July 2010.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Owner Names on File
Mailing Address417 96TH STREET OCEAN, MARATHON, FL 33050-3351
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2010 · Amount on File
Deed SaleJul 29, 2010 · Amount on File
Deed Document Number1799951
Deed Book / Page2477 / 0987
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address417 96TH STREET OCEAN, MARATHON, FL 33050-3351
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 96TH STREET OCEAN, MARATHON, FL 33050-3351

Mortgage

Document Number0031240530
DateSep 7, 2021
Book Page3124/530
Instrument2338476
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$181,165$525,905 Land $288,900 Building $237,005
2024$1,867.00 (+5.78%)
2023$1,765.00 (+2.14%) Homeowner's exemption$170,933 (+3%)$492,829 (+24.47%) Land $272,850 Building $219,979
2022$1,728.00 Homeowner's exemption$165,955$395,927 Land $216,675 Building $179,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 96th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 417 96th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on 96th St Ocean

Nearby Streets

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