293 96th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 293 96th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,158 sqft · built 1957
Lot Size	0.147 acres (6,420 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Apr 2022)
Tax Bill	$5,567 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00351220-000000`

Property Details

APN / Parcel Number

Primary APN	`00351220-000000`
Alternative APNs	`06663300351220000000` `1428931`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,420 sqft (0.147 acres)
Lot Dimensions	107 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	48 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1428931
Street Address	293 96TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 3 AMENDED PLAT SADOWSKI SUB KEY VACA PB3-77 OR41-411/12 OR829-1319 OR845-2406 OR972-238 OR1840-813/14 OR2081-1001 OR2614-1854/55 OR3083-746 OR3169-0952
Legal Range	33E
Legal Township	66S
Legal Section	06
Legal Subdivision	SADOWSKI SUBD AMD
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18956 KOETTER LAKE RD, RICHMOND, MN 56368-8156
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20222372149
Deed Book / Page	3169 / 952
Prior Transfer Date	Jan 28, 2005
Prior Transfer Doc	0020811001
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2022
Property Address	293 96TH STREET OCEAN, MARATHON, FL 33050-3345
Document Number	0031690952
Book / Page	3169 / 952
Map Reference	MB 3 PG 77
Instrument Date	Apr 18, 2022
Instrument	2372149
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 TARPON DRA, 309, CAPE CORAL, FL 33904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18956 KOETTER LAKE RD, RICHMOND, MN 56368-8156

Mortgage

Document Number	0003169954
Date	Apr 22, 2022
Instrument	3169/954

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2021
Property Address	293 96TH STREET OCEAN, MARATHON, FL 33050-3345
Document Number	0030830746
Book / Page	3083 / 746
Map Reference	MB 3 PG 77
Instrument Date	Mar 22, 2021
Instrument	2309670
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7222 DOGWOOD LN, 7222, MIDDLETOWN, MD 21769-7633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 TARPON DR APT A, A, CAPE CORAL, FL 33904-9854

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	293 96TH STREET OCEAN, MARATHON, FL 33050-3345
Document Number	0028801635
Book / Page	002880 / 001635
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9709 OVERSEAS HWY MARATHON FL 330503342, MARATHON, FL 33050-3342

Mortgage

Document Number	0028801635
Date	Nov 27, 2017
Book Page	002880/001635
Instrument	2145034

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$570,307 (+4.54%) Land $288,900 Building $281,407	$570,307 (+4.54%) Land $288,900 Building $281,407
2024	$5,567.00 (-0.77%)
2023	$5,610.00 (+9.7%)	$545,525 (+20.83%) Land $272,850 Building $272,675	$545,525 (+20.83%) Land $272,850 Building $272,675
2022	$5,114.00	$451,463 Land $216,675 Building $234,788	$451,463 Land $216,675 Building $234,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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