Anne Arundel County property record for 417 4th St, Unit 2, Annapolis, MD 21403
| Property Type | Commercial |
|---|---|
| Details | 3.5 ba · 2,606 sqft · built 2022 |
| Lot Size | 0.08 acres (3,465 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,320 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-90254220 |
| Primary APN | 06-000-90254220 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Gross Area |
| 1st Floor Area | 1,303 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,465 sqft (0.08 acres) |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00090254220 |
|---|---|
| Street Address | 417 4TH ST, 2 |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2664 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2 |
| Legal Description | UNIT 2 FOURTH ST PROPERTIES |
| Legal Subdivision | FOURTH ST PROPERTIES |
| Legal Block | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 706302 |
Source: Anne Arundel County records · APN 06-000-90254220
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 4TH ST, ANNAPOLIS, MD 21403-2663 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 03, 2026 | Intrafamily Transfer, Transfer |
| Oct 17, 2025 | Intrafamily Transfer, Transfer · VA Mortgage NFM LENDING |
| Oct 26, 2022 | Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 |
| Deed Sale | Oct 17, 2025 |
| Prior Sale | Oct 26, 2022 · Amount on Record |
| Deed Book / Page | 41740 / 38 |
| Prior Transfer Date | Sep 26, 2025 |
| Prior Transfer Doc | 0417400038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 03, 2026 |
| Property Address | 417 4TH ST UNIT 2, 2, ANNAPOLIS, MD 21403-2664 |
| Document Number | 0420460360 |
| Book / Page | 42046 / 360 |
| Instrument Date | Dec 09, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 FOURTH ST UNIT 2, 2, ANNAPOLIS, MD 21403-2664 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 17, 2025 |
| Property Address | 417 4TH ST UNIT 2, 2, ANNAPOLIS, MD 21403-2664 |
| Document Number | 0417400038 |
| Book / Page | 41740 / 38 |
| Instrument Date | Sep 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | EAGLE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 417 FOURTH ST UNIT 2, 2, ANNAPOLIS, MD 21403-2664 |
| Document Number | 0004174045 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 41740/45 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 26, 2022 |
| Property Address | 417 4TH ST # 2, 2, ANNAPOLIS, MD 21403-2503 |
| Document Number | 0392300402 |
| Book / Page | 39230 / 402 |
| Instrument Date | Oct 06, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6073, FALLS CHURCH, VA 22040-6073 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 417 FOURTH ST # 2, 2, ANNAPOLIS, MD 21403-2503 |
| Document Number | 0039230406 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 39230/406 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,320.00 (-18.52%) | $720,200 (-18.34%) Land $464,300 Building $255,900 | $720,200 (-18.34%) Land $464,300 Building $255,900 |
| 2023 | $12,665.00 | $882,000 Land $464,300 Building $417,700 | $882,000 Land $464,300 Building $417,700 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 91 condo units |
| Nearby Flood Claims | 70 (1985–2026) |
| Claims Outside the SFHA | 19 of 70 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 287 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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