Anne Arundel County property record for 417 4th St, Unit 1, Annapolis, MD 21403
| Property Type | Commercial |
|---|---|
| Details | 3.5 ba · 2,606 sqft · built 2022 |
| Lot Size | 0.08 acres (3,465 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,137,110 (Mar 2022) |
| Tax Bill | $10,320 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-07243900 |
| Primary APN | 06-000-07243900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Gross Area |
| 1st Floor Area | 1,303 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,465 sqft (0.08 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00007243900 |
|---|---|
| Street Address | 417 4TH ST, 1 |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2664 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2 |
| Legal Description | UNIT 1 FOURTH ST PROPERTIES |
| Legal Subdivision | FOURTH ST PROPERTIES |
| Legal Block | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 706302 |
Source: Anne Arundel County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 417 4TH ST, 1, ANNAPOLIS, MD 21403-2664 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 21, 2025 | Intrafamily Transfer, Transfer |
| May 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MAINSTREET BANK |
| Mar 24, 2022 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Apr 27, 2017 | Grant Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2022 · Amount on Record |
| Deed Book / Page | 38519 / 84 |
| Last Transfer Date | Sep 5, 2025 |
| Transfer Doc | 0417490408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 21, 2025 |
| Property Address | 417 4TH ST UNIT 1, 1, ANNAPOLIS, MD 21403-2664 |
| Document Number | 0417490408 |
| Book / Page | 41749 / 408 |
| Map Reference | MB135FO42-44PLE69942 |
| Instrument Date | Sep 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 417 FOURTH ST UNIT 1, 1, ANNAPOLIS, MD 21403-2664 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 417 4TH ST # 1, 1, ANNAPOLIS, MD 21403-2503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0368580278 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 36858/278 |
| Name | MAINSTREET BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 24, 2022 |
| Property Address | 417 4TH ST # 1, 1, ANNAPOLIS, MD 21403-2503 |
| Document Number | 0385190084 |
| Book / Page | 38519 / 84 |
| Map Reference | MB 135FO42-44PLE6942 |
| Instrument Date | Mar 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | HERITAGE TITLE LIMITED, HERITAGE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,213.87 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 417 FOURTH ST # 1, 1, ANNAPOLIS, MD 21403-2503 |
| Document Number | 0003851992 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 38519/92 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 417 4TH ST # 1, 1, ANNAPOLIS, MD 21403-2503 |
| Document Number | 0308750254 |
| Book / Page | 030875 / 000254 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6073 FALLS CHURCH VA 220406073, FALLS CHURCH, VA 22040-6073 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720,200 (-) Land $464,300 Building $255,900 | $720,200 (-) Land $464,300 Building $255,900 | |
| 2025 | $10,320.00 (-0.28%) | $720,200 (-18.34%) Land $464,300 Building $255,900 | $720,200 (-18.34%) Land $464,300 Building $255,900 |
| 2024 | $10,349.00 (-18.29%) | ||
| 2023 | $12,665.00 | $882,000 Land $464,300 Building $417,700 | $882,000 Land $464,300 Building $417,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 91 condo units |
| Nearby Flood Claims | 70 (1985–2026) |
| Claims Outside the SFHA | 19 of 70 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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