417 30th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 417 30th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.229 acres (10,004 sqft)
Owner2 Individual Names on File
Last Sale$341,551 (Oct 2020)
Tax Bill$6,184 (2026)
Deeds & MortgagesJun 2020 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17.02390.00

Property Details

APN / Parcel Number

Primary APN17.02390.00

Exterior

Architectural StyleMulti-Family
Lot Area10,004 sqft (0.229 acres)

Location & Zoning

Street Address417 30TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-009 BLOCK-003
Legal Range030
Legal Township036
Legal Section32
Legal SubdivisionAYERS MILL POND
Legal Block3
Legal Lot Number9
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract21201

Owner

Source: Benton County records · APN 17.02390.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address429 30TH AVE SE, SAINT CLOUD, MN 56304-5002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2020Deed of Trust, Mortgage · Line of Credit
THE BANK OF ELK RIVER
Oct 13, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUSTONE FINANCIAL FCU
Jun 21, 2019Warranty Deed, Transfer
RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 13, 2020 · Amount on Record
Deed SaleOct 13, 2020 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Document Number2020446607
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address417 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000443361
DateJun 08, 2020
Instrument443361
Lender
NameTHE BANK OF ELK RIVER
TypeBank
AddressELK RIVER, MN 55330
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueDec 05, 2020

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 13, 2020
Property Address417 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Document Number0000446607
Instrument DateSep 30, 2020
Instrument446607
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,127.12
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address417 30TH AVE SE # 429, 429, SAINT CLOUD, MN 56304-5002

Mortgage

Document Number0000446608
DateOct 13, 2020
Instrument446608
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 21, 2019
Property Address417 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Document Number0000436463
Instrument DateJun 17, 2019
Instrument436463
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11690 95TH ST NE, OTSEGO, MN 55330-7423
InvestorPossibly a Property Investor

Mortgage

Document Number0000436464
DateJun 21, 2019
Instrument436464
Lender
NameRACHEL INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term48 Months
DueJun 16, 2023

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,184.00 (+21.16%) Homeowner's exemption$405,200 (-) Land $70,000 Building $335,200$405,200 (-) Land $70,000 Building $335,200
2025$5,104.00 (+3.87%) Homeowner's exemption$405,200 (+7.05%) Land $45,000 Building $360,200$405,200 (+7.05%) Land $45,000 Building $360,200
2023$4,914.00$378,500 Land $45,000 Building $333,500$378,500 Land $45,000 Building $333,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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