405 30th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 405 30th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.306 acres (13,330 sqft)
Owner	Individual Name on Record
Last Sale	$357,275 (Mar 2021)
Tax Bill	$5,656 (2026)
Deeds & Mortgages	Apr 2026 Sale Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.02391.00`

Property Details

APN / Parcel Number

Primary APN	`17.02391.00`

Exterior

Architectural Style	Multi-Family
Lot Area	13,330 sqft (0.306 acres)

Location & Zoning

Street Address	405 30TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-010 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	32
Legal Subdivision	AYERS MILL POND
Legal Block	3
Legal Lot Number	10
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer UNITY TITLE, UNIQUE TITLE AND ESCROW
Mar 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AFFINITY PLUS FCU
May 28, 2020	Deed, Transfer FIRST BANK ELK RIVER
Jun 21, 2019	Warranty Deed, Transfer RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	May 28, 2020 · Amount on Record
Deed Document Number	2021450270
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000475105
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Apr 6, 2026
Property Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Document Number	0000482586
Instrument Date	Mar 12, 2026
Instrument	2026482586
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	UNITY TITLE, UNIQUE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 4, 2021
Property Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Document Number	0000450270
Instrument Date	Feb 26, 2021
Instrument	450270
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.01
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002

Mortgage

Document Number	0000450271
Date	Mar 4, 2021
Instrument	450271

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MN
Recording Date	May 28, 2020
Property Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Document Number	0000443120
Instrument Date	May 15, 2020
Instrument	443120
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14949 154TH ST, FORESTON, MN 56330-9597
Investor	Possibly a Property Investor

Mortgage

Document Number	0000443121
Date	May 28, 2020
Instrument	443121

Lender

Name	FIRST BANK ELK RIVER
Type	Bank

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 15, 2022

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 21, 2019
Property Address	405 30TH AVE SE, SAINT CLOUD, MN 56304-5002
Document Number	0000436463
Instrument Date	Jun 17, 2019
Instrument	436463
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 95TH ST NE, OTSEGO, MN 55330-7423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436464
Date	Jun 21, 2019
Instrument	436464

Lender

Name	RACHEL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jun 16, 2023

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,656.00 (+16.52%) Homeowner's exemption	$369,400 (-) Land $70,000 Building $299,400	$369,400 (-) Land $70,000 Building $299,400
2025	$4,854.00 (+3.76%) Homeowner's exemption	$369,400 (+1.76%) Land $45,000 Building $324,400	$369,400 (+1.76%) Land $45,000 Building $324,400
2023	$4,678.00	$363,000 Land $45,000 Building $318,000	$363,000 Land $45,000 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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