4166 Heards Ln, Afton, VA 22920 Property Records

Albemarle County property record for 4166 Heards Ln, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 1920
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Last Sale	$256,000 (Jun 2024)
Tax Bill	$2,466 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09600-00-00-02400`

Property Details

APN / Parcel Number

Primary APN	`09600-00-00-02400`
Alternative APN	`39663`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,045 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	416 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4166 HEARDS LN
City	AFTON
State	VA
Zip	22920-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE TRACT L
Legal Subdivision	HEARDS PLANTATION
Legal Tract	L
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3070
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4166 HEARDS LN, AFTON, VA 22920-2150
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Quit Claim Deed, Transfer LOANPAL
Aug 5, 2019	Deed of Trust, Mortgage LOANPAL
Aug 17, 2017	Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	20244966
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	005304/221
Record Updated	Sep 20, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 22, 2020
Property Address	4166 HEARDS LN, AFTON, VA 22920-2150
Document Number	0000004451
Book / Page	005304 / 000217
Instrument Date	Apr 10, 2020
Instrument	4451
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4166 HEARDS LN AFTON VA 229202150, AFTON, VA 22920-2150

Mortgage

Document Number	4452
Date	Apr 22, 2020
Book Page	005304/000221
Instrument	4452

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4166 HEARDS LN, AFTON, VA 22920-2150
Document Number	0000009133
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4166 HEARDS LN AFTON VA 229202150, AFTON, VA 22920-2150

Mortgage

Document Number	0000009133
Date	Aug 22, 2019
Book Page	005209/000376
Instrument	9133

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 17, 2017
Property Address	4166 HEARDS LN, AFTON, VA 22920-2150
Document Number	0000009519
Book / Page	004948 / 000262
Instrument Date	Aug 14, 2017
Instrument	9519
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4166 HEARDS LN AFTON VA 229202150, AFTON, VA 22920-2150

Mortgage

Document Number	9520
Date	Aug 17, 2017
Book Page	004948/000267
Instrument	9520

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,466.00 (+12.04%)	$275,800 (+12.02%) Land $79,700 Building $196,100	$275,800 (+12.02%) Land $79,700 Building $196,100
2025	$2,201.00 (+18.21%)	$246,200 (+12.88%) Land $68,000 Building $178,200	$246,200 (+12.88%) Land $68,000 Building $178,200
2023	$1,862.00	$218,100 Land $68,000 Building $150,100	$218,100 Land $68,000 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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