Albemarle County property record for 4147 Heards Ln, Afton, VA 22920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,160 sqft · built 1920 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,700 (Sep 2012) |
| Tax Bill | $1,256 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09600-00-00-02700 |
| Primary APN | 09600-00-00-02700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Finished Area |
| Flooring | Wood |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Porch | Slab |
| Porch Area | 130 sqft |
| Heating Fuel | Oil |
|---|
| Street Address | 4147 HEARDS LN |
|---|---|
| City | AFTON |
| State | VA |
| Zip | 22920-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE TRACT P |
| Legal Tract | P |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 11201 |
4147 Heards Ln is owned and occupied by an individual who bought it in September 2012.
Source: Albemarle County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4147 HEARDS LN, AFTON, VA 22920-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2012 · Amount on File |
| Deed Sale | Sep 18, 2012 · Amount on File |
| Deed Document Number | 201212058 |
| Deed Book / Page | 4231 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 23, 2026 |
| Property Address | 4147 HEARDS LN, AFTON, VA 22920-2150 |
| Document Number | 0000006152 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20266152 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4147 HEARDS LN, AFTON, VA 22920-2150 |
| Document Number | 0000006152, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20266152 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4147 Heards Ln was $1,256.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,500 (+9.96%) Land $47,600 Building $106,900 | $154,500 (+9.96%) Land $47,600 Building $106,900 | |
| 2025 | $1,256.00 | $140,500 Land $40,600 Building $99,900 | $140,500 Land $40,600 Building $99,900 |
| 2023 | $854.00 | $100,000 Land $40,600 Building $59,400 | $100,000 Land $40,600 Building $59,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4147 Heards Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4147 Heards Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures