4165 Stonecroft Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4165 Stonecroft Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,196 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Sep 2021)
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T031100101`

Property Details

APN / Parcel Number

Primary APN	`T031100101`
Alternative APN	`3-0036-9023-00-0010.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,196 sqft Living Area
Gross Area	5,146 sqft
1st Floor Area	3,196 sqft
Basement Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031100101
Street Address	4165 STONECROFT DR
City	SAINT CHARLES
State	MO
Zip	63304-7775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTHAMPTON #1 LOT 10
Legal Subdivision	WESTHAMPTON #1
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

4165 Stonecroft Dr is owned and occupied by two individuals who bought it in September 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4165 STONECROFT DR, SAINT CHARLES, MO 63304-7775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Jul 2, 2014
Deed Document Number	202177620
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0000349220
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 16, 2021
Property Address	4165 STONECROFT DR, SAINT CHARLES, MO 63304-7775
Document Number	2021R077620
Map Reference	MB 39 PG 17
Instrument Date	Sep 15, 2021
Instrument	2021R-077620
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 ROYALLMANOR CT, 13, O FALLON, MO 63368-6862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4165 STONECROFT DR, SAINT CHARLES, MO 63304-7775

Mortgage

Document Number	2021R077621
Date	Sep 16, 2021
Instrument	2021R-077621

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4165 Stonecroft Dr was $6,169, up 11.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,242 (-)	$548,642 (-) Building $548,642
2025	$6,169.00 (+11.07%)	$104,242	$548,642 Building $548,642
2024	$5,554.00
2023		$93,203 (+34.36%)
2022	$4,451.00	$69,366	$490,542 (+34.36%) Land $70,000 Building $420,542
2021			$365,082 Land $50,000 Building $315,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4165 Stonecroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4165 Stonecroft Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20