4161 Stonecroft Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4161 Stonecroft Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,279 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2010)
Tax Bill	$5,610 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T031100102`

Property Details

APN / Parcel Number

Primary APN	`T031100102`
Alternative APN	`3-0036-9023-00-0011.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,279 sqft Living Area
Gross Area	4,919 sqft
1st Floor Area	2,179 sqft
Basement Area	2,130 sqft
Finished Basement	1,100 sqft
Unfinished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031100102
Street Address	4161 STONECROFT DR
City	SAINT CHARLES
State	MO
Zip	63304-7775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTHAMPTON #1 LOT 11
Legal Subdivision	WESTHAMPTON #1
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4161 STONECROFT DR, SAINT CHARLES, MO 63304-7775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 27, 2020	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2010 · Amount on Record
Deed Sale	Nov 24, 2010 · Amount on Record
Prior Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	2010798620
Deed Book / Page	5501 / 352
Prior Transfer Date	Apr 21, 2006
Prior Transfer Doc	0044701185
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4161 STONECROFT DR, SAINT CHARLES, MO 63304-7775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068292251
Date	Oct 27, 2017
Book Page	6829/2251
Instrument	20171027000675210

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4161 STONECROFT DR, SAINT CHARLES, MO 63304-7775
Document Number	0072660198
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4161 STONECROFT DR ST CHARLES MO 633047775, ST CHARLES, MO 63304-7775

Mortgage

Document Number	0072660198
Date	Apr 9, 2020
Book Page	007266/000198
Instrument	218270

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,746 (-)	$498,665 (-) Land $80,000 Building $418,665
2025	$5,610.00 (+12.38%)	$94,746 (+13.16%)	$498,665 (+13.16%) Land $80,000 Building $418,665
2024	$4,992.00
2023		$83,730
2022			$440,682 Land $70,000 Building $370,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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