41649 Rachael Dr, Lagrange, OH 44050 Property Records

Lorain County property record for 41649 Rachael Dr, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,966 sqft · built 1999
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on File
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-00-017-000-032`

Property Details

APN / Parcel Number

Primary APN	`15-00-017-000-032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	111,078 sqft (2.55 acres)
Lot Dimensions	370 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	41649 RACHAEL DR
City	LAGRANGE
State	OH
Zip	44050-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RODAK RIDGE SUB 300 X 370 S/L 16
Legal Subdivision	RODAK RIDGE SUBDIVISION
Legal Lot Number	16
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2031
Census Tract	94102

Owner

Source: Lorain County records · APN 15-00-017-000-032

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41649 RACHAEL DR, LAGRANGE, OH 44050-9004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2006
Deed Sale	Dec 08, 2006
Prior Sale	May 24, 1999 · Amount on Record
Deed Document Number	2006094656
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41649 RACHAEL DR, LAGRANGE, OH 44050-9004
Document Number	0000779364
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41649 RACHAEL DR LAGRANGE OH 440509004, LAGRANGE, OH 44050-9004

Mortgage

Document Number	0000779364
Date	Sep 18, 2020
Instrument	779364

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,952.00	$123,480 (-) Land $33,020 Building $90,460	$352,800 (-) Land $94,340 Building $258,460
2024	$4,952.00 (+10.19%)	$123,480 (+34.56%) Land $33,019 Building $90,461	$352,800 (+34.56%) Land $94,340 Building $258,460
2023	$4,494.00 (+0.74%)	$91,763 (-0.01%) Land $25,368 Building $66,395	$262,180 (-) Land $72,480 Building $189,700
2022	$4,461.00	$91,770 Land $25,370 Building $66,400
2021			$262,180 Land $72,480 Building $189,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930941022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 21 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
North Coast Wireless Communications Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
Uniti Group DSL · Fiber in parts of the area	25 / 3

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.