41576 Rachael Dr, Lagrange, OH 44050 Property Records

Lorain County property record for 41576 Rachael Dr, Lagrange, OH 44050

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,976 sqft · built 1999
Lot Size1.66 acres (72,310 sqft)
Owner2 Owner Names on Record
Last Sale$241,000 (Apr 2013)
Tax Bill$4,882 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-00-017-000-023

Property Details

APN / Parcel Number

Primary APN15-00-017-000-023

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
1st Floor Area988 sqft
2nd Floor Area988 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area72,310 sqft (1.66 acres)
Lot Dimensions361 ft deep x 200 ft wide
Garage TypeMixed
Garage Area660 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area252 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address41576 RACHAEL DR
CityLAGRANGE
StateOH
Zip44050-9003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRODAK RIDGE SUB 200 X 361.92
Legal SubdivisionRODAK RIDGE SUBDIVISION
Legal Lot Number7
JurisdictionLORAIN OH
Township / Civil DivisionLAGRANGE
Census Block Group2
Census Block2031
Census Tract94102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address41576 RACHAEL DR, LAGRANGE, OH 44050-9003
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2013 · Amount on Record
Deed SaleApr 26, 2013 · Amount on Record
Prior SaleFeb 8, 1999 · Amount on Record
Deed Document Number2013001838
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address41576 RACHAEL DR, LAGRANGE, OH 44050-9003
Transaction TypeMortgage
Record UpdatedDec 26, 2022
Title CompanySERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

NameVerified Name
Address41576 RACHAEL DR, LAGRANGE, OH 44050-9003

Mortgage

Document Number0000901538
DateDec 15, 2022
Instrument2022-0901538
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 11, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address41576 RACHAEL DR, LAGRANGE, OH 44050-9003
Document Number0000771167
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41576 RACHAEL DR LAGRANGE OH 440509003, LAGRANGE, OH 44050-9003

Mortgage

Document Number0000771167
DateJul 27, 2020
Instrument771167
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 26, 2030

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionLaGrange Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,882.00$122,120 (+%) Land $30,140 Building $91,980$348,910 (-) Land $86,110 Building $262,800
2024$4,882.00 (+4.94%)$122,119 (+28.28%) Land $30,139 Building $91,980$348,910 (+28.28%) Land $86,110 Building $262,800
2023$4,652.00 (+0.74%)$95,197 (%) Land $24,339 Building $70,858$271,990 (-) Land $69,540 Building $202,450
2022$4,618.00$95,200 Land $24,340 Building $70,860
2021$271,990 Land $69,540 Building $202,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
North Coast Wireless Communications
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3
Windstream
DSL · Fiber in parts of the area
25 / 3

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