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4164 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4164 Sagefield Dr, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 2024
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$335,150 (Dec 2024)
Tax Bill$4,059 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN3226323596000B0480

Property Details

APN / Parcel Number

Primary APN3226323596000B0480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,479 sqft Heated Area
Gross Area1,879 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4164 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 48
Legal Phase1
Legal BlockB
Legal Lot Number48
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2130
Census Tract43801

Owner

Source: Osceola County records · APN 3226323596000B0480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4164 SAGEFIELD DR, HARMONY, FL 34773-6208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Deed Document Number2024161861
Deed Book / Page6715 / 1676
Record UpdatedJun 08, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 23, 2024
Property Address4164 SAGEFIELD DR, HARMONY, FL 34773-6208
Document Number0067151676
Book / Page6715 / 1676
Map ReferenceMB 32 PG 120-133
Instrument DateNov 25, 2024
Instrument2024161861
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,346.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4164 SAGEFIELD DR, HARMONY, FL 34773-6208

Mortgage

Document Number2024161862
DateDec 23, 2024
Instrument2024161862
Lender
NameRMC HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,059.00 (+481.52%) Homeowner's exemption$282,400 (+464.8%) Land $60,000 Building $222,400$282,400 (+464.8%) Land $60,000 Building $222,400
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire LikelihoodAbout 1 in 82 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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