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4152 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4152 Sagefield Dr, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,171 sqft · built 2024
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$435,900 (Jul 2025)
Tax Bill$6,930 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN32-26-32-3596-000B-0460

Property Details

APN / Parcel Number

Primary APN32-26-32-3596-000B-0460
Alternative APN
  • 2632323596000B0460

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,171 sqft Living Area
Gross Area3,777 sqft
1st Floor Area1,341 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4152 SAGEFIELD DR
CityHARMONY
StateFL
Zip34773-6208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 46
Legal SubdivisionHARMONY CENTRAL PHASE 1
Legal BlockB
Legal Lot Number46
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4152 SAGEFIELD DR, HARMONY, FL 34773-6208
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleFeb 19, 2024 · Amount on Record
Deed Document Number202592909
Deed Book / Page6824 / 2309
Record UpdatedSep 20, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 24, 2025
Property Address4152 SAGEFIELD DR, HARMONY, FL 34773-6208
Document Number0068242309
Book / Page6824 / 2309
Map ReferenceMB 32 PG 120-133
Instrument DateJun 30, 2025
Instrument2025092909
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,051.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4152 SAGEFIELD DR, HARMONY, FL 34773-6208

Mortgage

Document Number0068242310
DateJul 24, 2025
Instrument6824/2310
Lender
NameLENDZ FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,930.00 (+813.04%)$448,800 (+716%) Land $60,000 Building $388,800$448,800 (+716%) Land $60,000 Building $388,800
2024$759.00 (+8.74%)$55,000 (+1%) Land $55,000$55,000 (+1%) Land $55,000
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Spectrum.

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