San Joaquin County property record for 4164 Payton Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,575 sqft · built 2005 |
| Lot Size | 0.191 acres (8,297 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $644,500 (Jul 2005) |
| Tax Bill | $8,797 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-610-030-000 |
| Primary APN | 248-610-030-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,575 sqft Living Area |
| 1st Floor Area | 2,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,297 sqft (0.191 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-610-03 |
|---|---|
| Street Address | 4164 PAYTON LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BORGES ESTATES LOT 3 |
| Legal Subdivision | BORGES ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5219 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 23, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2005 · Amount on Record |
| Deed Sale | Jul 29, 2005 · Amount on Record |
| Deed Document Number | 2005186518 |
| Last Transfer Date | Apr 1, 2026 |
| Transfer Doc | 0000036897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Document Number | 0000036898 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202636898 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Document Number | 0000036897 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202636897 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Document Number | 0000017669 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023-017669 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Feb 25, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4164 PAYTON LN, TRACY, CA 95377-7111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000103826 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-103826 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Sep 1, 2043 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,797.00 (-9.41%) | |
| 2025 | $9,711.00 (+5.05%) Homeowner's exemption | $910,516 (+4.04%) Land $351,192 Building $559,324 |
| 2023 | $9,244.00 (+25.87%) Homeowner's exemption | $875,160 Land $337,555 Building $537,605 |
| 2022 | $7,344.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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