San Joaquin County property record for 4144 Payton Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,720 sqft · built 2005 |
| Lot Size | 0.196 acres (8,523 sqft) |
| Owner | Trust Name on File |
| Last Sale | $653,000 (Sep 2005) |
| Tax Bill | $8,849 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-610-020-000 |
| Primary APN | 248-610-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| 1st Floor Area | 2,720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,523 sqft (0.196 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-610-02 |
|---|---|
| Street Address | 4144 PAYTON LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BORGES ESTATES LOT 2 |
| Legal Subdivision | BORGES ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5219 |
4144 Payton Ln is held in a trust since November 2014.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4144 PAYTON LN, TRACY, CA 95377-7111 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on File |
| Deed Sale | Sep 30, 2005 · Amount on File |
| Deed Document Number | 2005246130 |
| Last Transfer Date | Nov 10, 2014 |
| Transfer Doc | 0000117933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4144 PAYTON LN, TRACY, CA 95377-7111 |
| Document Number | 0000088083 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4144 PAYTON LN TRACY CA 953777111, TRACY, CA 95377-7111 |
| Document Number | 0000088083 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 88083 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4144 PAYTON LN, TRACY, CA 95377-7111 |
| Document Number | 0000141933 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4144 PAYTON LN TRACY CA 953777111, TRACY, CA 95377-7111 |
| Document Number | 0000141933 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 141933 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
The 2026 property tax bill for 4144 Payton Ln was $8,849, down 7.7% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,849.00 (-7.75%) | |
| 2025 | $9,592.00 | $892,318 Land $356,658 Building $535,660 |
| 2023 | $8,241.00 (-0.15%) | $772,500 Land $150,000 Building $622,500 |
| 2022 | $8,253.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4144 Payton Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4144 Payton Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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