Baldwin County property record for 4164 E Union Ave, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,752 sqft · built 1950 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $845 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-06-14-2-000-003 |
| Primary APN | 42-06-14-2-000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Heated Area |
| 1st Floor Area | 1,348 sqft |
| Upper Floors Area | 404 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 225 ft deep x 170 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Utility Building | 381 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 230194 |
|---|---|
| Street Address | 4164 E UNION AVE |
| City | LOXLEY |
| State | AL |
| Zip | 36551-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 170'X255' BEG 750' E & 25' S OF NW COR OF NW1/4 FOR BEG TH RN E170' S225' W170' N255' TO POB IN THE CITY OF LOXLEY SEC 14-T5S |
| Legal Subdivision | MAGNOLIA SPGS LAND CO ADD |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10903 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 127, LOXLEY, AL 36551-0127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2005 |
| Transfer Doc | 0000875224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 19, 2026 |
| Property Address | 4164 E UNION AVE, LOXLEY, AL 36551-4653 |
| Document Number | 0002254178 |
| Instrument Date | May 11, 2026 |
| Instrument | 20262254178 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4164 E UNION AVE, LOXLEY, AL 36551-4653 |
| Investor | Possibly a Property Investor |
| Document Number | 0002254178, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20262254178 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Loxley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $845.00 | $28,340 (-) Land $3,960 Building $24,380 | $344,000 (+7.8%) Land $57,300 Building $286,700 |
| 2023 | $845.00 (-15.75%) Homeowner's exemption | $28,340 (-) | $319,100 (+12.68%) Land $41,200 Building $277,900 |
| 2022 | $1,003.00 (+20.99%) Homeowner's exemption | $28,340 | $283,200 Land $39,500 Building $243,700 |
| 2021 | $829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOXLEY serves 10,104 people · EPA ID AL0000048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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