3103 E Union Ave, Loxley, AL 36551 Property Records

Baldwin County property record for 3103 E Union Ave, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,717 sqft · built 1966
Lot Size	0.694 acres (30,251 sqft)
Owner	Individual Name on Record
Last Sale	$185,149 (Oct 2016)
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-01-11-3-000-096`

Property Details

APN / Parcel Number

Primary APN	`42-01-11-3-000-096`
Alternative APNs	`334373` `16133`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,717 sqft Heated Area
1st Floor Area	1,717 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,251 sqft (0.694 acres)
Lot Dimensions	169 ft deep x 179 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	334373
Street Address	3103 E UNION AVE
City	LOXLEY
State	AL
Zip	36551-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	179'(S) X 169'(S) LOTS 3, 4, 5 AND 6 BLK 10 OF W C DINWIDDIES SUB PB1 PG110 IN THE CITY OF LOXLEY SEC 11-T5S-R3E (COR WD) 160
Legal Subdivision	DINWIDDIES ADDN BAY MINETTE
Legal Block	10
Legal Lot Number	3-6
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2004
Census Tract	10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 E UNION AVE, LOXLEY, AL 36551-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 19, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Feb 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2016 · Amount on Record
Deed Sale	Oct 26, 2016 · Amount on Record
Prior Sale	Dec 18, 2009 · Amount on Record
Deed Document Number	20161600047
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	3103 E UNION AVE, LOXLEY, AL 36551-6101
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 E UNION AVE, LOXLEY, AL 36551-6101

Mortgage

Document Number	0002004372
Date	Jun 9, 2022
Instrument	2004372

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	DAPHNE, AL 36527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	3103 E UNION AVE, LOXLEY, AL 36551-6101
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001915611
Date	May 19, 2021
Instrument	1915611

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	DAPHNE, AL 36527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Mar 26, 2031

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 21, 2017
Property Address	3103 E UNION AVE, LOXLEY, AL 36551-6101
Document Number	0001618623
Instrument Date	Feb 16, 2017
Instrument	1618623
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 E UNION ST LOXLEY AL 36551, LOXLEY, AL 36551

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Loxley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00 (+7.3%) Homeowner's exemption
2025	$1,014.00 (+6.62%)	$28,640 (+6.39%) Land $4,960 Building $23,680	$293,700 (+9.18%) Land $50,700 Building $243,000
2023	$951.00 (+9.94%) Homeowner's exemption	$26,920 (+9.34%)	$269,000 (+9.26%) Land $37,500 Building $231,500
2022	$865.00 (+26.83%) Homeowner's exemption	$24,620	$246,200 Land $43,200 Building $203,000
2021	$682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOXLEY serves 10,104 people · EPA ID AL0000048
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on E Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures