4161 Everett Rd, Urbana, OH 43078 Property Records

Champaign County property record for 4161 Everett Rd, Urbana, OH 43078

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,094 sqft · built 1973
Lot Size	5.97 acres (260,271 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2005)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2006 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`034245-4`

Property Details

APN / Parcel Number

Primary APN	`034245-4`
Alternative APN	`J39-10-11-31-00-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	2,094 sqft
Basement Area	1,548 sqft
Finished Basement	1,548 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	260,271 sqft (5.97 acres)
Garage Type	Basement
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	66 sqft
Shed	1 Shed
Shed Area	336 sqft
Lean-To	560 sqft
Pole Barn	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034245-4
Street Address	4161 EVERETT RD
City	URBANA
State	OH
Zip	43078-9120
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 11-06-31 __ PT NE 1/4
Legal Range	11W
Legal Township	10N
Legal Section	31
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4020
Census Tract	11504

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4161 EVERETT RD, URBANA, OH 43078-9120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Feb 3, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF URBANA
Mar 6, 2013	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Jul 7, 2016	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Feb 3, 2006	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF URBANA
Jan 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Apr 22, 2013	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Oct 1, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2005 · Amount on Record
Deed Sale	May 13, 2005 · Amount on Record
Deed Document Number	20053172
Deed Book / Page	440 / 3061
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	0000008795
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 15, 2026
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Document Number	0000002897
Book / Page	607 / 380
Instrument Date	Jul 10, 2026
Instrument	20262897
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4161 EVERETT RD, URBANA, OH 43078-9120

Mortgage

Document Number	0000002897,
Date	Jul 15, 2026
Book Page	607/380
Instrument	20262897

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2036

Interest

Rate	6.52%
Max Rate	-1%

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450/358
Date	Feb 3, 2006
Book Page	450/358
Instrument	200600000852

Lender

Name	CITIZENS NATIONAL BANK OF URBANA
Address	828 SCIOTO ST, URBANA, OH 43078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2036

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00513/1345
Date	Mar 6, 2013
Book Page	513/1345
Instrument	201300001110

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2028

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00542/0480
Date	Jul 7, 2016
Book Page	542/0480
Instrument	201600002831

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450/365
Date	Feb 3, 2006
Book Page	450/365
Instrument	200600000853

Lender

Name	CITIZENS NATIONAL BANK OF URBANA
Address	828 SCIOTO ST, URBANA, OH 43078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 27, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00477/2256
Date	Jan 30, 2009
Book Page	477/2256
Instrument	200900000372

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00514/2473
Date	Apr 22, 2013
Book Page	514/2473
Instrument	201300001980

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 1, 2025
Property Address	4161 EVERETT RD, URBANA, OH 43078-9120
Document Number	00602/3415
Book / Page	602 / 3415
Instrument Date	Sep 3, 2025
Instrument	202500003950
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4161 EVERETT RD, URBANA, OH 43078-9120

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Union Township
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,819.00 (-0.9%)	$145,270 (+42.76%) Land $22,680 Building $122,590	$415,070 (+42.76%) Land $64,810 Building $350,260
2024	$4,863.00 (+16.12%) Homeowner's exemption	$101,760 (-) Land $18,760 Building $83,000
2023	$4,188.00 (+3.59%) Homeowner's exemption	$101,760 (-) Land $18,760 Building $83,000	$290,740 (-) Land $53,590 Building $237,150
2022	$4,043.00 Homeowner's exemption	$101,760 Land $18,760 Building $83,000	$290,740 Land $53,590 Building $237,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Verizon.

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