3977 Everett Rd, Urbana, OH 43078 Property Records

Champaign County property record for 3977 Everett Rd, Urbana, OH 43078

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 4,107 sqft · built 1900
Lot Size	24.6 acres (1,074,407 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2019)
Tax Bill	$6,560 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`028901-2`

Property Details

APN / Parcel Number

Primary APN	`028901-2`
Alternative APN	`J39-10-11-31-00-007-09`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,107 sqft Living Area
1st Floor Area	2,195 sqft
Upper Floors Area	1,912 sqft
Basement Area	1,856 sqft
Unfinished Basement	1,856 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	Raised
Lot Area	1,074,407 sqft (24.6 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Shed	1 Shed
Shed Area	288 sqft
Canopy	960 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	028901-2
Street Address	3977 EVERETT RD
City	URBANA
State	OH
Zip	43078-9157
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RTS 11-06-31 __
Legal Range	11W
Legal Township	10N
Legal Section	31
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4016
Census Tract	11504

Owner

3977 Everett Rd, a rural home, is owned and occupied by two individuals who bought it in September 2019.

Source: Champaign County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3977 EVERETT RD, URBANA, OH 43078-9157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	20193670
Deed Book / Page	567 / 3705
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 12, 2019
Property Address	3977 EVERETT RD, URBANA, OH 43078-9157
Document Number	567/3705
Book / Page	567 / 3705
Instrument Date	Sep 9, 2019
Instrument	201900003670
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3977 EVERETT RD, URBANA, OH 43078-9157

Mortgage

Document Number	201900003671
Date	Sep 12, 2019
Instrument	201900003671

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3977 Everett Rd was $6,560, down 0.9% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Union Township
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,560.00 (-0.88%)	$220,290 (+33.04%) Land $66,620 Building $153,670	$629,410 Land $190,340 Building $439,070
2024	$6,618.00 (+8.51%)	$165,580 (-) Land $53,000 Building $112,580
2023	$6,099.00 (+3.37%)	$165,580 (-) Land $53,000 Building $112,580	$473,100 (-) Land $151,430 Building $321,670
2022	$5,900.00	$165,580 Land $53,000 Building $112,580	$473,100 Land $151,430 Building $321,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3977 Everett Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3977 Everett Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

May also be available: Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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