Merced County property record for 4160 Ashby Rd, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 866 sqft · built 1950 |
| Lot Size | 0.278 acres (12,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Oct 2021) |
| Tax Bill | $3,234 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 005-190-001-000 |
| Primary APN | 005-190-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 866 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 12,121 sqft (0.278 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Old Parcel Number | 005-190-001 |
|---|---|
| Street Address | 4160 ASHBY RD |
| City | ATWATER |
| State | CA |
| Zip | 95301-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VAL HM SITES #1 LOTS 93&94 |
| Legal Subdivision | VAL HOMES SITES 01 |
| Legal Lot Number | 93,94 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 904 |
4160 Ashby Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4160 ASHBY RD, ATWATER, CA 95301-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 19, 2021 | Grant Deed, Transfer · Commercial Mortgage FORGE TRUST COMPANY |
| Nov 7, 2019 | Affidavit of Death, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Mar 19, 2021 · Amount on File |
| Deed Document Number | 202147641 |
| Prior Transfer Date | Mar 9, 2006 |
| Prior Transfer Doc | 0000018480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 25, 2021 |
| Property Address | 4160 ASHBY RD, ATWATER, CA 95301-5407 |
| Document Number | 0000047641 |
| Map Reference | VOL 12 PG 19 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021047641 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4160 ASHBY RD, ATWATER, CA 95301-5407 |
| Document Number | 0000047642 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021047642 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 19, 2021 |
| Property Address | 4160 ASHBY RD, ATWATER, CA 95301-5407 |
| Document Number | 0000012425 |
| Map Reference | VOL 12 PG 19 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021012425 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11835 CARMEL MOUNTAIN RD STE 1304, 1304, SAN DIEGO, CA 92128-4609 |
| Document Number | 0000012426 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021012426 |
| Name | FORGE TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 7, 2019 |
| Property Address | 4160 ASHBY RD, ATWATER, CA 95301-5407 |
| Document Number | 0000036419 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 36419 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1478 DAVENPORT DR MERCED CA 953408393, MERCED, CA 95340-8393 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4160 Ashby Rd was $3,234 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,819 (+2%) Land $81,181 Building $231,638 | |
| 2025 | $3,234.00 Homeowner's exemption | $306,687 Land $79,590 Building $227,097 |
| 2023 | $3,071.00 (+1.15%) Homeowner's exemption | $294,780 Land $76,500 Building $218,280 |
| 2022 | $3,036.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4160 Ashby Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4160 Ashby Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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