4046 Ashby Rd, Atwater, CA 95301 Property Records

Merced County property record for 4046 Ashby Rd, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1927
Lot Size0.269 acres (11,696 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Nov 2021)
Tax Bill$2,295 (2025)
Deeds & MortgagesNov 2021 Transfer
Nov 2021 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN005-190-007-000

Property Details

APN / Parcel Number

Primary APN005-190-007-000
Alternative APN
  • 005-190-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
Gross Area1,464 sqft
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1945
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area11,696 sqft (0.269 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number005-190-007
Street Address4046 ASHBY RD
CityATWATER
StateCA
Zip95301-5405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionVAL HM SITES #1 LOT 82 ETC
Legal SubdivisionVAL HOMES SITES 01
Legal Lot Number82
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1021
Census Tract904

Owner

4046 Ashby Rd is owned and occupied by an individual who bought it in November 2021.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address4046 ASHBY RD, ATWATER, CA 95301-5405
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Intrafamily Transfer, Transfer
TRANSCOUNTY TITLE COMPANY
Nov 30, 2021Grant Deed, Transfer · Conventional Mortgage
SCENIC OAKS FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Deed Document Number202152842
Prior Transfer DateNov 4, 2021
Prior Transfer Doc0000052841
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateNov 30, 2021
Property Address4046 ASHBY RD, ATWATER, CA 95301-5405
Document Number0000052841
Map ReferenceVOL 12 PG 19
Instrument DateNov 4, 2021
Instrument2021052841
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2392 SIERRA SPRINGS CT, ATWATER, CA 95301-9216
InvestorPossibly a Property Investor

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 30, 2021
Property Address4046 ASHBY RD, ATWATER, CA 95301-5405
Document Number0000052842
Map ReferenceVOL 12 PG 19
Instrument DateOct 21, 2021
Instrument2021052842
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4046 ASHBY RD, ATWATER, CA 95301-5405

Mortgage

Document Number0000052843
DateNov 30, 2021
Instrument2021052843
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4046 Ashby Rd was $2,295.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$216,485 (+2%) Land $81,181 Building $135,304
2025$2,295.00$212,241 Land $79,590 Building $132,651
2023$2,181.00 (+1.11%)$204,000 Land $76,500 Building $127,500
2022$2,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4046 Ashby Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Ashby Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM - MEADOWBROOK
private · serves 5,723 people · EPA ID CA2410008
Water SourceGroundwater
Last State InspectionAug 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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