416 Water St, Jackson, CA 95642 Property Records

Amador County property record for 416 Water St, Jackson, CA 95642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,262 sqft · built 1909
Lot Size	0.239 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$399,500 (Feb 2022)
Tax Bill	$2,714 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`020-200-028-000`

Property Details

APN / Parcel Number

Primary APN	`020-200-028-000`
Alternative APN	`2020002800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1950
Lot Area	10,454 sqft (0.239 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	2020002800
Street Address	416 WATER ST
City	JACKSON
State	CA
Zip	95642-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT15 BLK1
Legal Block	1
Legal Lot Number	15
Jurisdiction	AMADOR CA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2011
Census Tract	401

Owner

Source: Amador County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10590 STATE HIGHWAY 88, JACKSON, CA 95642-9470
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 3, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 7, 2019	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	2022-0001080
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	416 WATER ST, JACKSON, CA 95642-2146
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WATER ST, JACKSON, CA 95642-2146

Mortgage

Document Number	0000003962
Date	Apr 1, 2021
Instrument	2021-0003962

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2049

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Feb 3, 2022
Property Address	416 WATER ST, JACKSON, CA 95642-2146
Document Number	0000001080
Instrument Date	Jan 21, 2022
Instrument	2022-0001080
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10590 STATE HIGHWAY 88, JACKSON, CA 95642-9470

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Oct 7, 2019
Property Address	416 WATER ST, JACKSON, CA 95642-2146
Document Number	0000007505
Instrument Date	Oct 4, 2019
Instrument	2019-0007505
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WESTERN LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 WATER ST, JACKSON, CA 95642-2146

Mortgage

Document Number	0000007506
Date	Oct 7, 2019
Instrument	2019-0007506

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Jackson City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023		$407,490 Land $91,290 Building $316,200
2022	$2,714.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1982–2017)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Flooding, Feb 2017 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 5,079 people · EPA ID CA0310001
Water Source	Purchased surface water from AWA, TANNER
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Corrosion control Oct 2009
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Volcano Vision.

Cell Coverage

5G (outdoors only) and 4G LTE

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