Amador County property record for 315 Water St, Jackson, CA 95642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,356 sqft · built 1921 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,000 (Oct 2025) |
| Tax Bill | $3,273 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-244-004-000 |
| Primary APN | 020-244-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 315 WATER ST |
|---|---|
| City | JACKSON |
| State | CA |
| Zip | 95642-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | LOT3 BLK4 |
| Legal Subdivision | CITY/JACKSON |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 401 |
Source: Amador County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 WATER ST, JACKSON, CA 95642-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 24, 2025 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2016 · Amount on Record |
| Deed Document Number | 20256246 |
| Prior Transfer Date | Jan 19, 2012 |
| Prior Transfer Doc | 0000005095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Oct 24, 2025 |
| Property Address | 315 WATER ST, JACKSON, CA 95642-2123 |
| Document Number | 0000006246 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025-0006246 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 WATER ST, JACKSON, CA 95642-2123 |
| Document Number | 0000006247 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-0006247 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 315 WATER ST, JACKSON, CA 95642-2123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002184 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 2020-0002184 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Jackson City |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,000 (+29.7%) Land $80,000 Building $349,000 | ||
| 2025 | $3,273.00 (+4.04%) Homeowner's exemption | $330,760 (+4.04%) Land $69,632 Building $261,128 | |
| 2024 | $385,470 | ||
| 2023 | $3,146.00 (+1.94%) Homeowner's exemption | $317,918 Land $66,929 Building $250,989 | |
| 2022 | $3,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1982–2017) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Feb 2017 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSON serves 5,079 people · EPA ID CA0310001 |
|---|---|
| Water Source | Purchased surface water from AWA, TANNER |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2009 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Volcano Vision.
5G (outdoors only) and 4G LTE
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