416 W Frontier St, Payson, AZ 85541 Property Records

Gila County property record for 416 W Frontier St, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,008 sqft · built 1945
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Jul 2026)
Tax Bill$809 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2026 Sale & Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN304-08-026A

Property Details

APN / Parcel Number

Primary APN304-08-026A
Alternative APNs
  • R040880
  • 040880

Interior

Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,143 sqft
1st Floor Area1,008 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsbestos
Lot Area5,663 sqft (0.13 acres)
PorchSlab
Canopy48 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative

Location & Zoning

Account NumberR040880
Street Address416 W FRONTIER ST
CityPAYSON
StateAZ
Zip85541-5321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 1-A OF ROS 4695 (POR LOT 1, GREER ADDITION, PLAT 85) SW4 SE4 SEC 4 T10N R10E = 0.13 AC (OUT OF 304-08-026)
Legal Range10E
Legal Township10N
Legal Section04
Legal SubdivisionGREER ADD
Legal Lot Number1-A,1
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3011
Census Tract301

Owner

Source: Gila County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address84 W HAUGHT RD, PAYSON, AZ 85541-7507
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
CAPITAL LLC
Oct 24, 2019Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Sep 14, 2018Loan Modification, Mortgage
P&B UNDERWOOD LIVING TR (LT)
Apr 14, 2017Deed of Trust, Mortgage
UNDERWOOD P & B LIVING TR (PT)
Apr 7, 2017Quit Claim Deed, Transfer
PIONEER TITLE COMPANY
Apr 7, 2017Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Apr 4, 2017Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jan 6, 2017Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleApr 7, 2017 · Amount on Record
Deed Document Number20267274
Prior Transfer DateApr 3, 2017
Prior Transfer Doc0000003434
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateSep 2, 2026
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000008296
Instrument DateSep 1, 2026
Instrument20268296
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address84 W HAUGHT RD, PAYSON, AZ 85541-7507

Mortgage

Document Number0000008296,
DateSep 2, 2026
Instrument20268296
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJul 30, 2026
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000007274
Instrument DateJul 8, 2026
Instrument20267274
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address84 W HAUGHT RD, PAYSON, AZ 85541-7507

Mortgage

Document Number0000007275,
DateJul 30, 2026
Instrument20267275
Lender
NameCAPITAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGILA AZ
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000012529
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 W FRONTIER ST PAYSON AZ 855415321, PAYSON, AZ 85541-5321

Mortgage

Document Number0000012529
DateNov 15, 2019
Instrument12529
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGILA AZ
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000009939
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4717 E LE MARCHE AVE PHOENIX AZ 850324219, PHOENIX, AZ 85032-4219

Mortgage

Document Number0000009939
DateSep 21, 2018
Instrument9939
Lender
NameP&B UNDERWOOD LIVING TR (LT)
Address1606 E BECKY CIR, PAYSON, AZ 85541-3362
Agreement
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000003832
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4717 E LE MARCHE AVE PHOENIX AZ 850324219, PHOENIX, AZ 85032-4219

Mortgage

Document Number0000003832
DateApr 19, 2017
Instrument3832
Lender
NameUNDERWOOD P & B LIVING TR (PT)
Address1606 E BECKY CIR, PAYSON, AZ 85541-3362
Agreement
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateApr 7, 2017
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000003433
Instrument DateApr 3, 2017
Instrument3433
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyPIONEER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address615 N CHAPARRAL PINES DR PAYSON AZ 855412902, PAYSON, AZ 85541-2902

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateApr 7, 2017
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000003435
Instrument DateApr 3, 2017
Instrument3435
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateApr 4, 2017
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000003301
Instrument DateMar 31, 2017
Instrument3301
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$142.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address416 W FRONTIER ST PAYSON AZ 855415321, PAYSON, AZ 85541-5321

Mortgage

Document Number3302
DateApr 4, 2017
Instrument3302
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 3, 2047

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJan 6, 2017
Property Address416 W FRONTIER ST, PAYSON, AZ 85541-5321
Document Number0000000205
Instrument DateJan 3, 2017
Instrument205
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2904 E HANGING ROCK PAYSON AZ 855415863, PAYSON, AZ 85541-5863

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,777 (+17.41%) Land $4,979 Building $9,798$147,762 (+17.4%) Land $49,786 Building $97,976
2025$809.00 (+7.72%)
2024$12,586 Land $2,851 Building $9,735$125,858 Land $28,506 Building $97,352
2023$751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 65% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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