Pontotoc County property record for 416 W 4th St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1960 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Sep 2021) |
| Tax Bill | $606 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10095 |
| Primary APN | 10095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 10095 |
|---|---|
| Street Address | 416 W 4TH ST |
| City | ADA |
| State | OK |
| Zip | 74820-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLOCK 20 ORIGINAL - ADA (416 W. 4TH) |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 20 |
| Legal Lot Number | 13 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 89100 |
416 W 4th St is owned by a company that bought it in September 2021.
Source: Pontotoc County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7 ROCK ISLAND LTD ST, ARDMORE, OK 73401-2925 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK |
| Jun 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage VISION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on File |
| Deed Sale | Sep 13, 2021 · Amount on File |
| Prior Sale | Jun 29, 2021 · Amount on File |
| Deed Document Number | 20215796 |
| Deed Book / Page | 3543 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Sep 13, 2021 |
| Property Address | 416 W 4TH ST, ADA, OK 74820-3404 |
| Document Number | 3543/30 |
| Book / Page | 3543 / 30 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021-005796 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ROCK ISLAND LTD ST, ARDMORE, OK 73401-2925 |
| Document Number | 2021005797 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-005797 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 10, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 29, 2021 |
| Property Address | 416 W 4TH ST, ADA, OK 74820-3404 |
| Document Number | 3517/234 |
| Book / Page | 3517 / 234 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021-003952 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | SOUTHERN OK CLOSING SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27990 COUNTY ROAD 1457, ALLEN, OK 74825-6289 |
| Document Number | 2021003953 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-003953 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,112 (+5%) Land $900 Building $5,212 | $50,935 (-5.78%) Land $7,500 Building $43,435 | |
| 2025 | $606.00 (+1.34%) | $5,821 (+5%) Land $900 Building $4,921 | $54,062 (-6.07%) Land $7,500 Building $46,562 |
| 2024 | $598.00 (+9.72%) | $5,544 (+5%) Land $900 Building $4,644 | $57,556 (+30.81%) Land $7,500 Building $50,056 |
| 2023 | $545.00 | $5,280 Land $900 Building $4,380 | $44,000 Land $7,500 Building $36,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 416 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 W 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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