Pontotoc County property record for 404 W 4th St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,254 sqft · built 1960 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,500 (Jan 2019) |
| Tax Bill | $601 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10097 |
| Primary APN | 10097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 42 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 10097 |
|---|---|
| Street Address | 404 W 4TH ST |
| City | ADA |
| State | OK |
| Zip | 74820-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLOCK 20 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 20 |
| Legal Lot Number | 15 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 89100 |
404 W 4th St is owned by an individual who bought it in January 2019.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23251 COUNTY ROAD 1630, STONEWALL, OK 74871-6025 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK |
| Sep 14, 2022 | Warranty Deed, Transfer |
| Aug 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage VISION BANK NA |
| Jan 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 13, 2018 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on File |
| Deed Sale | Jan 11, 2019 · Amount on File |
| Prior Sale | Jun 13, 2018 · Amount on File |
| Deed Document Number | 2019160 |
| Deed Book / Page | 3272 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Sep 8, 2026 |
| Property Address | 404 W 4TH ST, ADA, OK 74820-3404 |
| Document Number | 0000005322 |
| Book / Page | 4048 / 37 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20265322 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000005322, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 4048/37 |
| Instrument | 20265322 |
| Name | FIRST UNITED BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Sep 14, 2022 |
| Property Address | 404 W 4TH ST, ADA, OK 74820-3404 |
| Document Number | 0003644/88 |
| Book / Page | 3644 / 88 |
| Instrument Date | Aug 14, 2022 |
| Instrument | I-2022-005198 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 E 15TH ST, ADA, OK 74820-6821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 404 W 4TH ST, ADA, OK 74820-3404 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1500 E 17TH ST, ADA, OK 74820-4301 |
| Document Number | 003633/172 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 3633/172 |
| Instrument | I-2022-004413 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 15, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jan 11, 2019 |
| Property Address | 404 W 4TH ST, ADA, OK 74820-3404 |
| Document Number | 003272/165 |
| Book / Page | 3272 / 165 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2019-000160 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $17.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9918 STATE HIGHWAY 3W, ADA, OK 74820-4533 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jun 13, 2018 |
| Property Address | 404 W 4TH ST, ADA, OK 74820-3404 |
| Document Number | 003223/065 |
| Book / Page | 3223 / 065 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018-003196 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1624, ADA, OK 74821-1624 |
The 2025 property tax bill for 404 W 4th St was $601, up 1.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,068 (+5%) Land $1,597 Building $4,471 | $50,569 (-60.45%) Land $13,311 Building $37,258 | |
| 2025 | $601.00 (+1.18%) | $5,779 (+5%) Land $1,521 Building $4,258 | $127,875 (-4.09%) Land $15,000 Building $112,875 |
| 2024 | $594.00 (+9.8%) | $5,504 (+5%) Land $1,449 Building $4,055 | $133,326 (+205.21%) Land $15,000 Building $118,326 |
| 2023 | $541.00 | $5,242 Land $1,440 Building $3,802 | $43,684 Land $12,000 Building $31,684 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 W 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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