416 Spring Cir, Urbana, IL 61802 Property Records

Champaign County property record for 416 Spring Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.027 acres (1,211 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2026)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-21-04-377-014`

Property Details

APN / Parcel Number

Primary APN	`30-21-04-377-014`

Exterior

Lot Area	1,211 sqft (0.027 acres)

Location & Zoning

Street Address	416 SPRING CIR
City	URBANA
State	IL
Zip	61802-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS THREE WILLOWS (WILLOW SPRINGS) CONDO PHASE 1
Legal Range	09E
Legal Township	19N
Legal Section	04
Legal Subdivision	COMMONS THREE WILLOWS (WILLOW SPRINGS) C
Legal Lot Number	114
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2011
Census Tract	5401

Owner

Source: Champaign County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 SPRING CIR, 114, URBANA, IL 61802-7542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	20267501
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0000001900
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 20, 2026
Property Address	416 SPRING CIR, URBANA, IL 61802-7542
Document Number	0000007501
Instrument Date	May 15, 2026
Instrument	20267501
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007502,
Date	May 20, 2026
Instrument	20267502

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6%
Max Rate	-1%

Mortgage

Document Number	0000007503,
Date	May 20, 2026
Instrument	20267503

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 4, 2020
Property Address	416 SPRING CIR, URBANA, IL 61802-7542
Document Number	0000001900
Instrument Date	Jan 31, 2020
Instrument	1900
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2106 RANSOM PL URBANA IL 618011152, URBANA, IL 61801-1152

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+7.36%) Homeowner's exemption	$28,210 (+8.13%) Land $6,090 Building $22,120	$84,630 (+8.13%) Land $18,270 Building $66,360
2024	$1,657.00 (+3.95%)	$26,090 (+15.85%) Land $5,630 Building $20,460	$78,270 (+15.85%) Land $16,890 Building $61,380
2023	$1,594.00 (+10.39%)
2022	$1,444.00 Homeowner's exemption	$22,520 Land $4,860 Building $17,660	$67,560 Land $14,580 Building $52,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Volo.net Internet+Tech.

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