412 Spring Cir, Urbana, IL 61802 Property Records

Champaign County property record for 412 Spring Cir, Urbana, IL 61802 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size909 sqft (0.02 acres)
OccupancyOwner Occupied
Last Sale$186,000 (2025)
Tax Bill$3,917.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-21-04-377-012

Exterior

Lot Area909 sqft (0.02 acres)

Location & Zoning

Street Address412 SPRING CIR
CityURBANA
StateIL
Zip61802-7542
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT PT COMMONS THREE WILLOWS (WILLOW SPRINGS) CONDO PHASE 1
Legal Range09E
Legal Township19N
Legal Section04
Legal SubdivisionCOMMONS THREE WILLOWS (WILLOW SPRINGS) C
Legal Lot Number112
JurisdictionCHAMPAIGN IL
Minor Civil DivisionURBANA
Census Blockgroup2
Census Block2011
Census Tract5401

Owner

Source: Champaign County records · APN 30-21-04-377-012

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 SPRING CIR, URBANA, IL 61802-7542
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK
Jun 20, 2022Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleJun 20, 2022 · Amount on Record
Deed Doc Number20255414
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address412 SPRING CIR, URBANA, IL 61802-7542
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018920
DateOct 18, 2022
Instrument2022R18920
Lender
NameMIDLAND STATES BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJul 01, 2052
Interest
Rate TypeFixed Rate
Rate6.12%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 20, 2022
Property Address412 SPRING CIR, URBANA, IL 61802-7542
Document Number0000011206
Map ReferenceMB Y PG 294
Instrument DateJun 03, 2022
Instrument2022R11206
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address412 SPRING CIR, URBANA, IL 61802-7542

Mortgage

Document Number0000011207
DateJun 20, 2022
Instrument2022R11207
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Mortgage

Document Number0000011208
DateJun 20, 2022
Instrument2022R11208
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionUrbana Township
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$57,390 (+25.25%) Land $7,160 Building $50,230$172,170 (+25.25%) Land $21,480 Building $150,690
2024$3,917.00 (+13.34%)
2022$3,456.00 Homeowner's exemption$45,820 Land $5,710 Building $40,110$137,460 Land $17,130 Building $120,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spring Cir

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